Credit Risk & Portfolio Analyst

First National Bank of Central Texas; Waco (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

The First National Bank of Central Texas is looking for a Credit Analyst to join their Waco team. This role involves evaluating credit information of potential customers, monitoring portfolios, and performing risk assessments.
Ideal candidates should possess a bachelor’s degree in finance, accounting, or a related field and demonstrate strong judgment, analytical skills, and negotiation capabilities.

Responsibilities include analyzing financial statements, reviewing credit applications, and consulting with clients on transactions. This full-time role is office-based and requires day shifts, Monday through Friday.

Qualifications

• Bachelor's degree in finance, accounting, or related field required.
• Proven analytical and negotiation skills essential.
• Strong communication skills, both verbal and written.

Responsibilities

• Analyze and assess financial statements of clients.
• Review credit applications and perform credit checks.
• Consult with clients on financial transactions.

Skills

Strong analytical acumen

Negotiation skills

Verbal communication

Written communication

Time-management skills

Education

Bachelor’s degree in finance, accounting, or related field

Job description

The First National Bank of Central Texas is looking for a Credit Analyst to join their Waco team. This role involves evaluating credit information of potential customers, monitoring portfolios, and performing risk assessments.
Ideal candidates should possess a bachelor’s degree in finance, accounting, or a related field and demonstrate strong judgment, analytical skills, and negotiation capabilities.

Responsibilities include analyzing financial statements, reviewing credit applications, and consulting with clients on transactions. This full-time role is office-based and requires day shifts, Monday through Friday.