Commercial Credit Analyst – Lending & Financial Insight

First National Bank of Bastrop; Bastrop (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Paid time off

Paid parental leave

KSOP with 401(k) match

Health Savings Account match

Life/AD&D/LTD insurance

Tuition reimbursement

Medical insurance

Dental insurance

Vision insurance

FSA/HSA

Job summary

First National Bank of Bastrop is seeking a skilled credit professional to assemble loan packages and analyze credit information for commercial lending decisions. You will prepare credit reports, monitor borrower financials, and support loan officers throughout the lending process.

The role requires strong analytical ability, excellent communication, and proficiency with Excel. A Bachelor’s degree in a related field is preferred, with attention to regulatory detail and confidentiality.

Qualifications

• Bachelor’s degree in business, finance, accounting, economics or equivalent.
• Ability to read, comprehend and apply policies and loan documentation.
• Knowledge of financial terms and credit analysis practices.

Responsibilities

• Develop credit information for lending decisions and committee reviews.
• Review credit and financial information from multiple sources.
• Prepare credit reports and highlight trends or red flags.
• Maintain current financial information in loan files and respond to inquiries.
• Assist loan officers with information gathering and documentation.

Skills

Credit analysis

Financial statement analysis

Communication skills

Objectivity & independence

Attention to detail

Microsoft Excel

Microsoft Word

Education

Bachelor’s degree in business/finance/economics or equivalent

Tools

Excel

Word

Job description

First National Bank of Bastrop is seeking a skilled credit professional to assemble loan packages and analyze credit information for commercial lending decisions. You will prepare credit reports, monitor borrower financials, and support loan officers throughout the lending process.

The role requires strong analytical ability, excellent communication, and proficiency with Excel. A Bachelor’s degree in a related field is preferred, with attention to regulatory detail and confidentiality.