Senior Credit Analyst: Strategic Lending & Risk

First United Bank; Dallas (TX); Hybrid; USD 80.000 - 110.000; Vollzeit

Zusammenfassung

First United Bank is seeking a Senior Credit Analyst in Dallas to assess creditworthiness of individuals and businesses using financial data and cash flow projections. You will analyze loan data for new, renewal, and existing loans, and prepare concise memos for Loan Officers.

The role requires a Bachelor’s degree in Finance or related field and at least 5 years of credit analysis experience, with underwriting expertise in CRE or C&I. Excellent analytical and communication skills are essential.

Qualifikationen

• Bachelor’s degree in Finance, Accounting or related field.
• Minimum 5 years of credit analysis experience.
• Underwriting expertise in CRE or C&I lending.
• Strong financial analysis and cash flow interpretation.

Aufgaben

• Analyzes loan data on new, renewal and existing loans.
• Prepares memos, spreadsheets, reports and opinions for Loan Officers.
• Manages exposure to risks and recommends structure per policy.
• Oversees and maintains loan files and notifies Officers of issues.
• Establishes and updates loan files regularly.
• Provides technical advice to Loan Officers.
• Performs credit inquiries.

Kenntnisse

Financial analysis

Financial ratios

Interpersonal skills

Written communication

Problem solving

Ausbildung

Bachelor’s degree in Finance, Accounting or related field

Tools

Excel

Credit analysis software

Jobbeschreibung

First United Bank is seeking a Senior Credit Analyst in Dallas to assess creditworthiness of individuals and businesses using financial data and cash flow projections. You will analyze loan data for new, renewal, and existing loans, and prepare concise memos for Loan Officers.

The role requires a Bachelor’s degree in Finance or related field and at least 5 years of credit analysis experience, with underwriting expertise in CRE or C&I. Excellent analytical and communication skills are essential.