Senior Credit Analyst – CRE & C&I Underwriting

Texas First Bank . Insurance; Houston (TX); On-site; USD 75,000 - 105,000; Full time

Benefits offered by this job

Health insurance

401(k) plan

Job summary

Texas First Bank is seeking a Commercial Underwriter to support the lending team with credit analysis and underwriting. You will gather and interpret financial data on existing and prospective clients, prepare presentations, and help monitor portfolio risk.

The ideal candidate has a bachelor's degree in business, accounting or finance and at least 3 years of CRE and C&I underwriting experience, with strong analytical and communication skills and proficiency in Microsoft Office.

Qualifications

• Bachelor’s degree in business administration, accounting or finance with strong financial accounting.
• Minimum 3 years commercial underwriting experience in CRE and C&I loans.
• Ability to analyze complex credit relationships and assess creditworthiness.
• Strong analytical, verbal and written communication skills.
• Detail-oriented, able to manage multiple transactions and meet deadlines.

Responsibilities

• Analyze financial information such as balance sheets and cash flow statements.
• Accurately spread financial statements for loan presentations.
• Assess overall credit worthiness of client companies.
• Prepare loan presentations and written credit-approval packages.
• Monitor compliance with loan covenants and participate in loan committee meetings.
• Support risk mitigation and portfolio quality through credit monitoring.

Skills

Analytical skills

Credit analysis

Verbal & written communication

Attention to detail

Time management / multitasking

Education

Bachelor’s degree in business administration, Accounting or Finance

Tools

Microsoft Office

Job description

Texas First Bank is seeking a Commercial Underwriter to support the lending team with credit analysis and underwriting. You will gather and interpret financial data on existing and prospective clients, prepare presentations, and help monitor portfolio risk.

The ideal candidate has a bachelor's degree in business, accounting or finance and at least 3 years of CRE and C&I underwriting experience, with strong analytical and communication skills and proficiency in Microsoft Office.