Senior Credit Risk & Analytics Lead

Jobgether; Oregon; Hybrid; USD 120,000 - 190,000; Full time

Benefits offered by this job

Remote work in the U.S.

Full-time position

Cross-functional collaboration

Exposure to embedded lending

Influence lending performance

Job summary

Jobgether is seeking a Credit Risk Manager in the United States to shape data-driven credit strategies that support sustainable lending growth. You will analyze origination, application pipeline, and loan portfolio data to improve approval quality, funding conversion, and risk-adjusted returns within a technology-enabled lending environment.

You will own reporting with Amazon QuickSight, translate insights into practical credit policies and decisioning rules, and collaborate with Modeling, Data,

Qualifications

• 5+ years in credit risk or related analytics
• Understanding of funnels, underwriting, vintage analysis
• Experience building dashboards with BI tools
• Ability to translate data into actionable credit strategies
• Collaborates with Modeling, Data, Risk and partners

Responsibilities

• Develop data-driven credit strategies balancing growth with risk targets
• Analyze application intake, approvals, offers, acceptance, closing, funding, and conversion
• Evaluate risk-adjusted returns and adjust credit policy
• Perform cohort, vintage, funnel, segmentation, and scenario analyses
• Build and maintain Amazon QuickSight dashboards for oversight and decisions
• Track performance metrics across approvals, declines, funding, delinquency, and losses
• Collaborate with Data, Analytics, and Technology to improve data quality and reporting
• Support credit model development, validation, and monitoring with Modeling team
• Translate objectives into model specs, score cutoffs, and decision rules
• Coordinate with embedded lending partners on model implementation and testing
• Provide investors with credit performance analysis and portfolio trends
• Partner with Capital Markets on portfolio eligibility and reporting
• Support rollout of new products and channels with risk controls
• Work across Origination, Underwriting, Operations, Product, Risk, Compliance, and Tech
• Maintain documentation of strategy decisions and performance

Skills

Analytical thinking

Communication to stakeholders

Collaboration

Problem solving

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, or related field

Tools

Amazon QuickSight

SQL

Python

Excel

R

Job description

Jobgether is seeking a Credit Risk Manager in the United States to shape data-driven credit strategies that support sustainable lending growth. You will analyze origination, application pipeline, and loan portfolio data to improve approval quality, funding conversion, and risk-adjusted returns within a technology-enabled lending environment.

You will own reporting with Amazon QuickSight, translate insights into practical credit policies and decisioning rules, and collaborate with Modeling, Data,