Credit Risk Analytics Specialist

American Electric Power; Columbus (OH); On-site; USD 83,000 - 93,000; Full time

Job summary

American Electric Power is actively seeking a risk-focused Credit Analyst to support the company's enterprise risk management credit policy across business units. You will assess the financial ability of counterparties to deliver contracted products and services and meet payment obligations, and negotiate credit provisions for master agreements and guaranties.

Under supervision, you will monitor limits, perform credit analyses, prepare risk reports, manage collateral, and help implement

Qualifications

• Bachelor's degree in Finance or Accounting; or Associate with 2 years experience.
• Minimum three (3) years total work experience in addition to any experience noted above.
• Proficiency with Excel, PowerPoint, and database management tools/software; strong written and oral communication.

Responsibilities

• Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and for moderately complex transactions.
• Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings.
• Monitor monetary limits, tenor limits, and ratings for counterparties; monitor industry news for impact and portfolio actions.
• Prepare credit risk reports for risk committees, executive meetings, and financial reporting or compliance purposes.
• Negotiate credit provisions for master agreements and related collateral documents.

Skills

Excel

PowerPoint

Database management

Communication

Commodity transactions

Multitasking

Education

Bachelor's in Finance or Accounting

Associate + 2 years experience

Tools

CRM systems

Job description

American Electric Power is actively seeking a risk-focused Credit Analyst to support the company's enterprise risk management credit policy across business units. You will assess the financial ability of counterparties to deliver contracted products and services and meet payment obligations, and negotiate credit provisions for master agreements and guaranties.

Under supervision, you will monitor limits, perform credit analyses, prepare risk reports, manage collateral, and help implement