Credit Risk Analyst - Underwriting (Bonus Eligible)

Axos Bank; Las Vegas (NV); On-site; USD 28,000 - 34,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Paid Sick Leave

Vacation and Holidays

HSA or FSA

401(k) with Employer Match

529 Savings Plan

Employee Mortgage Loan Program

Bank Account with Self-DirectedTrading

Job summary

Axos Bank in Las Vegas analyzes and assesses risk for loan applicants to determine credit worthiness. The role involves sound credit write-ups, thorough background checks, and timely decisions while coordinating with dealership staff.

The position requires 2+ years in underwriting or credit/risk analysis and familiarity with indirect auto lending and related regulations. A high school diploma is required, with bonuses tied to performance and company targets.

Qualifications

• 2+ years of underwriting or credit and risk analysis experience.
• Experience with indirect auto lending and dealership staff preferred.
• Knowledge of indirect auto finance and consumer lending regulations preferred.
• High school diploma or equivalent.

Responsibilities

• Prepares sound credit write-ups and ensures due diligence and background evaluation before credit requests or approval documents.
• Monitors underwriting queues and provides timely credit decisions, leveraging technology to improve service and reduce costs.
• Promotes credit quality standards and proactively works to prevent credit risk.
• Documents results; assists with detecting credit fraud.
• Speaks to customers representing Axos Bank, collecting and analyzing personal and financial information.
• Evaluates loan documents to ensure accuracy and completeness.

Skills

Underwriting experience

Credit risk analysis

Indirect auto lending

Dealership liaison

Regulatory knowledge

Job description

Axos Bank in Las Vegas analyzes and assesses risk for loan applicants to determine credit worthiness. The role involves sound credit write-ups, thorough background checks, and timely decisions while coordinating with dealership staff.

The position requires 2+ years in underwriting or credit/risk analysis and familiarity with indirect auto lending and related regulations. A high school diploma is required, with bonuses tied to performance and company targets.