Credit Risk Analyst

Axos Business Center; Texas; Hybrid; USD 55,000 - 70,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

401(k) Employer Match

529 Savings Plan

Employee Mortgage Loan Program

Job summary

Axos Bank is seeking a Credit Associate in Texas to analyze creditworthiness, review financial statements, and assess third party reports. You will prepare credit reports and present recommendations for approval or denial to senior stakeholders.

The role requires strong financial analysis, regulatory awareness, and clear communication. Competitive base pay ($55,000–$70,000 yearly) includes annual discretionary cash and RSU bonus targets of 10% each, with potential semi-annual award based on

Qualifications

• Bachelor's degree in finance, accounting, economics, or related field or 5+ years’ work experience.
• Strong analytical skills and proficiency in financial statement analysis.
• Knowledge of risk assessment techniques and regulatory guidelines.
• Excellent written and verbal communication skills.

Responsibilities

• Analyze creditworthiness of applicants by reviewing financial statements and reports.
• Assess risk and determine credit approvals or denials based on policies.
• Prepare comprehensive credit reports with recommendations for senior management.
• Present findings to underwriters or loan committees with rationale.

Skills

Analytical thinking

Financial analysis

Credit risk assessment

Communication skills

Attention to detail

Independent and team work

Education

Bachelor's degree in finance, accounting, economics, or related field

Tools

Financial software

Data analysis tools

Job description

Axos Bank is seeking a Credit Associate in Texas to analyze creditworthiness, review financial statements, and assess third party reports. You will prepare credit reports and present recommendations for approval or denial to senior stakeholders.

The role requires strong financial analysis, regulatory awareness, and clear communication. Competitive base pay ($55,000–$70,000 yearly) includes annual discretionary cash and RSU bonus targets of 10% each, with potential semi-annual award based on