Consumer Credit Risk & Fraud Analyst

Axos Bank; Las Vegas (NV); On-site; USD 28,000 - 34,000; Full time

Benefits offered by this job

Annual bonus target 10%

Restricted Stock Units target 10%

401(k) employer match

HSA or FSA options

Job summary

Axos Bank is seeking a risk analyst to analyze and perform risk assessments on loan applicants, determining borrowing history and credit worthiness.

You will review consumer loan applications and supporting documents, justify decisions with clear reasoning, identify fraud signals, and communicate with lenders. You’ll also help train staff and contribute to system and process improvements while meeting performance targets.

Qualifications

• One year of consumer unsecured loan underwriting experience.
• Knowledge of lending regulations principles and concepts.
• Strong understanding of online lending and fraud risk.
• Experience training and supporting others with loan decisions.
• Ability to suggest process enhancements.
• Flexible to work Monday–Saturday; may require evenings/weekends.
• Ability to meet/exceed QC and decision metrics.

Responsibilities

• Analyze loan applications and determine credit worthiness.
• Review supporting docs to ensure sound decisions.
• Communicate reasoning clearly to audit/forensic teams.
• Identify suspicious data and flag fraud trends.
• Discuss loan decisions with lead sources or dealerships.
• Support training of credit staff and process improvements.
• Meet or exceed performance QC metrics and decision speed.

Skills

Underwriting experience

Lending regulations

Fraud risk awareness

Training others

Process improvement

Flexible schedule

Evening/weekend hours

Job description

Axos Bank is seeking a risk analyst to analyze and perform risk assessments on loan applicants, determining borrowing history and credit worthiness.

You will review consumer loan applications and supporting documents, justify decisions with clear reasoning, identify fraud signals, and communicate with lenders. You’ll also help train staff and contribute to system and process improvements while meeting performance targets.