Credit Risk Analyst: Lending & Financial Insights

Placements24; The Islands (MS); On-site; USD 15,000 - 22,000; Full time

Benefits offered by this job

Competitive salary

Health, dental, and vision insurance

Retirement savings plan with employer"

Growth opportunities and professional

Job summary

Placements24 represents a client in Paarl seeking a meticulous and analytical Credit Analyst to join their team. You will assess borrower creditworthiness, analyze financial statements, and prepare detailed credit reports to support sound lending decisions.

This role offers opportunities to grow in credit risk management, stay informed on industry trends, and work in a stable, team-oriented environment in the Western Cape.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 1-3 years of experience in credit analysis, lending, or a related financial role.
• Strong analytical and quantitative skills with a keen eye for detail.
• Proficiency in financial modeling and data analysis software.
• Excellent written and verbal communication skills.

Responsibilities

• Analyze financial statements, credit reports, and other relevant data to assess borrower risk.
• Prepare detailed credit reports and recommendations for loan approval or denial.
• Monitor the performance of existing loans, identifying potential credit issues early.
• Ensure compliance with all credit policies, procedures, and regulatory requirements.
• Communicate effectively with loan officers, clients, and other stakeholders regarding credit decisions.
• Maintain up-to-date knowledge of industry trends and credit best practices.

Skills

Analytical skills

Quantitative skills

Financial modeling

Data analysis

Communication skills

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Financial modeling software

Data analysis software

Job description

Placements24 represents a client in Paarl seeking a meticulous and analytical Credit Analyst to join their team. You will assess borrower creditworthiness, analyze financial statements, and prepare detailed credit reports to support sound lending decisions.

This role offers opportunities to grow in credit risk management, stay informed on industry trends, and work in a stable, team-oriented environment in the Western Cape.