Credit Risk Analyst — Hybrid Role with Growth

Placements24; Gallup (NM); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Placements24 is seeking a meticulous Credit Risk Analyst to join their team in George, NM. The role involves assessing borrower creditworthiness, managing credit portfolios, and helping minimize financial risk for the institution.

You will evaluate loan applications, monitor portfolio performance, and develop risk mitigation strategies while ensuring compliance with regulatory requirements and internal credit policies.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or related quantitative field.
• Experience in credit analysis, risk management in financial services.
• Understanding of financial statements, credit analysis techniques, risk mitigation strategies.
• Proficiency in data analysis tools and statistical software (Excel, SAS, Python).
• Excellent analytical skills and attention to detail.

Responsibilities

• Evaluate loan applications and assess the credit risk associated with individuals and businesses.
• Develop and implement credit scoring models and risk assessment frameworks.
• Monitor the performance of the credit portfolio, identifying trends and potential areas of concern.
• Prepare detailed reports on credit risk exposure, loan quality, and portfolio performance for management.
• Ensure compliance with regulatory requirements and internal credit policies.

Skills

Credit risk analysis

Data analysis

Financial statement understanding

Regulatory compliance understanding

Education

Bachelor's degree in Finance, Economics, Statistics, or related quantitative field

Tools

Excel

SAS

Python

Job description

Placements24 is seeking a meticulous Credit Risk Analyst to join their team in George, NM. The role involves assessing borrower creditworthiness, managing credit portfolios, and helping minimize financial risk for the institution.

You will evaluate loan applications, monitor portfolio performance, and develop risk mitigation strategies while ensuring compliance with regulatory requirements and internal credit policies.