Credit Risk Analyst - Hybrid in Lincoln, NE - 2289600

UnitedHealth Group; Lincoln (NE); Hybrid; Confidential; Full time

Job summary

A Nebraska-based financial technology company seeks a Credit Risk Analyst to develop and implement credit risk models. This hybrid role offers flexibility and involves collaborating with teams to enhance risk management strategies while communicating effectively with stakeholders.

Benefits

Comprehensive benefits package

Incentive and recognition programs

Equity stock purchase

401k contribution

Qualifications

• 2+ years of experience in data or credit risk analyst roles.
• Experience with various analytical tools like SQL, PowerBI, R, SAS.
• Strong communication skills with various stakeholders.

Responsibilities

• Develop and monitor credit and fraud risk management strategies.
• Analyze complex datasets for reports impacting credit processes.
• Communicate credit and risk decisions to leadership.

Skills

Analytical Skills

Problem Solving

Communication

Tools

SQL

PowerBI

R

SAS

Microsoft Office

Job description

Explore opportunities at Proceed Finance, part of the Optum family of businesses. We’re a Nebraska-based financial technology company that is an established leader in the markets we serve. As patient financing experts, we create affordability for life-changing treatment so patients can restore their health and happiness. Come be a part of our innovative culture and make an impact with our rewarding career opportunities. Join us and discover the meaning behind Caring. Connecting. Growing together.

The Credit Risk Analyst is a proactive, results-oriented individual responsible for analyzing, developing and implementing credit risk models and strategies. The analyst will make recommendations to minimize risk while also being able to communicate with a wide range of stakeholders, ranging from customers to executive management.

If you are located in Lincoln, NE, you will have the flexibility to work from home and in the office in this hybrid role* as you take on some tough challenges.

Primary Responsibilities:

• Responsible for the development, enhancement and monitoring of credit and fraud risk management strategies
• Responsible for the ongoing performance monitoring of the loan portfolio and making subsequent recommendations in order to improve performance
• Conduct analysis - including retrieval, manipulation and analysis of complex datasets for standard reports and ad hoc projects that impact the credit and lending processes
• Ability to work with and influence leadership regarding credit and risk decisions
• Partner with various teams (Engineering, Compliance, Operations, etc.) to ensure solutions meet business needs and objectives
• Effectively communicate with various levels of stakeholders internally and externally (executives, partners, customers, etc.)
• Performs other related duties as assigned

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 2+ years of experience in data or credit risk analyst roles
• 2+ years of experience with various analytical tools (SQL, PowerBI, R, SAS, etc.)
• 2+ years of experience in Microsoft, specifically Outlook, Word, PowerPoint and Excel

Preferred Qualifications:

• Experience working with credit/risk scoring concepts
• Experience working in a highly regulated industry
• Proven solid analytical and problem-solving skills
• Proven persistent and results focused – must be able to deliver results
• Proven excellent verbal and written communication skills
• Proven excellent organizational skills and attention to detail
• Proven excellent time management skills with a proven ability to meet deadlines
• Proven entrepreneurial mindset
• Demonstrated ability to work in a fast-paced environment
• Proven ability to work with all levels of the organization

The salary range for this role is $71,600 to $140,600 annually based on full-time employment. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.