Credit Risk Analyst — Fast-Paced & Impactful

Mattengas Goombas Pizzeria, LLC; Melville (NY); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Health Insurance

Vision

401k

Job summary

MMP Capital is seeking a Mid-Level Credit Analyst to assess customer financial stability and support informed lending decisions. You will review credit reports, financial statements, and other data to determine repayment ability.

As part of a fast-growing equipment financing firm, you will work with sales and lending partners, ensure policy compliance, and provide detailed credit analysis to help mitigate risk and accelerate approvals.

Qualifications

• Understanding of financial statements, credit concepts, and risk assessment methodologies.
• Excellent attention to detail and accuracy in data analysis and reporting.
• Ability to adhere to internal credit policies and guidelines.
• Supportive team player with strong organizational skills.
• Proficiency in basic computer applications and data entry.
• Effective verbal and written communication skills.

Responsibilities

• Analyze customer financial data including personal and business credit reports, TLO reports, and professional license reports.
• Evaluate creditworthiness by gathering information from credit bureaus, employers, and financial institutions to determine repayment ability.
• Stay informed about MMP Capital and partner lending parameters, ensuring compliance with current credit policies and protocols.
• Collaborate with the Sales team to recommend suitable credit programs tailored to customer needs.
• Prepare and submit credit applications for approval, documenting credit decisions, stipulations, and declines accurately.
• Follow up with lenders to manage approval timelines, extensions, and necessary updates to credit applications.
• Support senior team members by providing detailed credit analysis and maintaining high standards of accuracy and quality.

Skills

Financial statement analysis

Attention to detail

Policy compliance

Teamwork

Data entry

Verbal and written communication

Education

Bachelor's degree in finance, accounting, or related field

Job description

MMP Capital is seeking a Mid-Level Credit Analyst to assess customer financial stability and support informed lending decisions. You will review credit reports, financial statements, and other data to determine repayment ability.

As part of a fast-growing equipment financing firm, you will work with sales and lending partners, ensure policy compliance, and provide detailed credit analysis to help mitigate risk and accelerate approvals.