Credit Analyst

Mattengas Goombas Pizzeria, LLC; Melville (NY); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Health Insurance

Vision

401k

Job summary

MMP Capital is seeking a Mid-Level Credit Analyst to assess customer financial stability and support informed lending decisions. You will review credit reports, financial statements, and other data to determine repayment ability.

As part of a fast-growing equipment financing firm, you will work with sales and lending partners, ensure policy compliance, and provide detailed credit analysis to help mitigate risk and accelerate approvals.

Qualifications

• Understanding of financial statements, credit concepts, and risk assessment methodologies.
• Excellent attention to detail and accuracy in data analysis and reporting.
• Ability to adhere to internal credit policies and guidelines.
• Supportive team player with strong organizational skills.
• Proficiency in basic computer applications and data entry.
• Effective verbal and written communication skills.

Responsibilities

• Analyze customer financial data including personal and business credit reports, TLO reports, and professional license reports.
• Evaluate creditworthiness by gathering information from credit bureaus, employers, and financial institutions to determine repayment ability.
• Stay informed about MMP Capital and partner lending parameters, ensuring compliance with current credit policies and protocols.
• Collaborate with the Sales team to recommend suitable credit programs tailored to customer needs.
• Prepare and submit credit applications for approval, documenting credit decisions, stipulations, and declines accurately.
• Follow up with lenders to manage approval timelines, extensions, and necessary updates to credit applications.
• Support senior team members by providing detailed credit analysis and maintaining high standards of accuracy and quality.

Skills

Financial statement analysis

Attention to detail

Policy compliance

Teamwork

Data entry

Verbal and written communication

Education

Bachelor's degree in finance, accounting, or related field

Job description

The Mid-Level Credit Analyst plays a vital role in assessing the financial stability of customers to facilitate informed lending decisions. This position requires a keen eye for detail, quick analytical skills, and effective communication to support the company's credit processes and ensure risk mitigation.

Key Responsibilities

• Conduct comprehensive analysis of customer financial data, including personal and business credit reports, TLO reports, and professional license reports.
• Evaluate creditworthiness by gathering information from credit bureaus, employers, and financial institutions to determine repayment ability.
• Stay informed about MMP Capital and partner lending parameters, ensuring compliance with current credit policies and protocols.
• Collaborate with the Sales team to recommend suitable credit programs tailored to customer needs.
• Prepare and submit credit applications for approval, documenting credit decisions, stipulations, and declines accurately.
• Follow up with lenders to manage approval timelines, extensions, and necessary updates to credit applications.
• Support senior team members by providing detailed credit analysis and maintaining high standards of accuracy and quality.

Required Qualifications

• Basic understanding of financial statements, credit concepts, and risk assessment methodologies.
• Excellent attention to detail and accuracy in data analysis and reporting.
• Ability to adhere to internal credit policies and guidelines.
• Supportive team player with strong organizational skills.
• Proficiency in basic computer applications and data entry.
• Effective verbal and written communication skills.

Preferred Qualifications

• Prior experience in credit analysis or financial services.
• Knowledge of TLO reports and professional license verification processes.
• Familiarity with credit reporting agencies and lending protocols.
• Bachelor’s degree in finance, accounting, or related field.

Work Authorization: Must be authorized to work in the US

Travel: N/A

About MMP Capital

Company Overview

MMP Capital is a fast-growing US-based financial services company specializing in equipment financing and working capital for small businesses. We offer a much-needed streamlined approach to the commercial financing market with a special focus on meeting the financing needs of such industries as aesthetic, medical, graphic arts, dental, technology, veterinarian, and eye-care.

Mission

MMP Capital strives to the Gold Standard in equipment financing for small business owners.The Pillars to our success story are to uphold the highest standard of integrity, to offer the best solutions to our employees, customers, vendor partners, and key lending partners.To better our communities that we live and work in while enriching our lives for years to come.Lastly to ensure a warm welcoming, and merit-based atmosphere that is haven for the next generation of go getters who look to accomplish great things both personally and professionally.

Vision

At MMP Capital, we’re rewriting the future of equipment financing from the ground up. Our vision is to become the most dominant, innovative, and trusted force in the industry-built for the small business owners who don’t have time for slow lenders, red tape, or outdated systems. We move with speed, precision, and purpose, delivering capital at the pace ambition demands. We exist to fuel the entrepreneurs, the builders, and the next generation of industry leaders, and creating a culture where urgency wins, service is obsession, and innovation is the standard. The future of equipment finance won’t be cautious. It won’t be conventional. It will be driven by MMP.

Culture

We are innovators. We believe in pushing the boundaries and creating new opportunities that will benefit our clients, colleagues, and communities. We are constantly looking for ways to improve our offerings and services to better meet the needs of those we serve.We are dedicated to investing in growth and development both for our company and individuals within it. We are always looking for ways to better ourselves and those around us so that we can all work together to create a brighter future.We recognize the importance of collaboration, both internally and externally. Working together with our customers, partners, colleagues, and community members helps us develop better solutions that promote progress and success in the long-term.At the heart of it all, we are individuals who care deeply about what we do. Our passion is what drives us every day as we strive to make a positive impact on those around us. Together, we are building something special that will lead to greater things down the road. That’s why we continue to come in each day – because better matters.Most importantly, we are a team – unified by a collective desire to do good work and make a positive impact on the world. Through collaboration and trust we have created an environment where everyone can strive to reach their fullest potential. Our collective energy and commitment to excellence is what makes us great.We are MMP Capital

Our Values

Teamwork, Customer First

• Health Insurance
• Vision
• 401k