Credit Risk Analyst, CAU Specialist

HSBC Group; Milan (GA); On-site; USD 64,000 - 69,000; Full time

Benefits offered by this job

Healthcare

Life assurance

Pension

Family-friendly leave

Job summary

The Associate, Credit Analysis Unit at HSBC Italy supports Corporate and Institutional Banking by preparing high‑quality credit proposals and managing the credit lifecycle for corporate and financial institution clients. This role requires clear analysis and timely risk assessment.

You will act as a Credit Risk SME for RMs, provide guidance on policy and complex transactions, and promote strong collaboration with CAU, onshore/offshore teams, and risk functions.

Qualifications

• Degree-level education, with substantial banking experience in a credit risk discipline.

Responsibilities

• Provide the highest quality, forward looking and professional credit analysis and credit-associated tasks for your specific country portfolio which either meets or exceeds HSBC standards and is aligned with pertinent HSBC FIMs / BIMs in line with established DIMs.
• Promote positive engagement between CAU/BCO (onshore and offshore), the Coverage teams and customers including supporting the deliverables required for Italy clients.
• Promote positive engagement between CAU/BCO (onshore and offshore) and Risk Teams.
• Provide guidance to onshore and offshore (to the extent possible) credit analysis alike as required or relevant especially in more complex risk matters (e.g. analyses, processes, products, markets etc.) resulting in more favourable analyses and quicker turn around times for credit applications.
• Be a Credit Risk Subject Matter Expert (“SME”) for RMs for Credit policy and clients’ credit lifecycle, thereby reducing touch-points for problem resolution in matters relating to credit risk, promotes a responsive, results-oriented team and reduces day to day administrative or operational burden for coverage teams.

Skills

Credit risk

Financial analysis

Excel

Stakeholder management

Negotiation

English

Italian

Problem solving

Education

Degree-level education

Tools

Excel

Job description

The Associate, Credit Analysis Unit at HSBC Italy supports Corporate and Institutional Banking by preparing high‑quality credit proposals and managing the credit lifecycle for corporate and financial institution clients. This role requires clear analysis and timely risk assessment.

You will act as a Credit Risk SME for RMs, provide guidance on policy and complex transactions, and promote strong collaboration with CAU, onshore/offshore teams, and risk functions.