Senior Credit Underwriter — Custom UHNW Lending

Bank of America; St. Louis (MO); Vor Ort; USD 117.000 - 175.000; Vollzeit

Zusammenfassung

Bank of America is seeking a Senior Credit Underwriter to perform risk assessment and repayment capacity analysis for moderately complex to complex transactions, documenting thorough credit analysis and decisions. The SCU collaborates with Credit Officers, Relationship Management, and Risk teammates to foster responsible growth while managing ultra‑high‑net‑worth client portfolios.

Responsibilities include loan structure analysis, liquidity assessment, and adherence to underwriting standards

Qualifikationen

• Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams.
• 10+ years of commercial and/or private wealth management credit experience
• Strong negotiation and communication skills
• Proficiency in Word, Excel and PowerPoint
• Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co‑located

Aufgaben

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
• Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision‑making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
• Oversee day‑to‑day management of assigned loan portfolio, ensuring timely and accurate execution of collateral releases, renewals, covenant resolution, risk‑rating updates, loan modifications/waivers, and past‑due remediation

Kenntnisse

Credit Analysis

Financial Modeling

Underwriting

Risk Assessment

Analytical Thinking

Portfolio Management

Attention to Detail

Credit Documentation

Financial Forecasting

Ausbildung

Bachelor’s degree in business administration, finance, accounting or economics

High School Diploma / GED / Secondary School or equivalent

Tools

Excel

Word

PowerPoint

Jobbeschreibung

Bank of America is seeking a Senior Credit Underwriter to perform risk assessment and repayment capacity analysis for moderately complex to complex transactions, documenting thorough credit analysis and decisions. The SCU collaborates with Credit Officers, Relationship Management, and Risk teammates to foster responsible growth while managing ultra‑high‑net‑worth client portfolios.

Responsibilities include loan structure analysis, liquidity assessment, and adherence to underwriting standards