Portfolio Manager: Commercial Lending & Credit Analysis

United Community; Birmingham (AL); On-site; USD 80,000 - 100,000; Full time

Job summary

United Community is seeking a highly skilled Portfolio Manager in Birmingham, Alabama. The role involves managing larger commercial credits to ensure soundness, profitability, and growth. Candidates should have a Bachelor’s degree in finance or accounting and at least 5 years of experience in commercial lending. Key responsibilities include providing credit and sales support, analyzing complex financial statements, and assisting in the loan process. This full-time position is not remote and requires strong analytical and communication skills.

Qualifications

• 5+ years of experience in commercial lending.
• Proficient knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.

Responsibilities

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Analyze complex financial statements and prepare credit analysis packages.
• Serve as a secondary contact on client relationships.
• Identify cross-sell opportunities with new and existing clients.
• Assist in the loan process, including underwriting and closing.

Skills

Credit analysis

Financial statement analysis

Interpersonal skills

Organizational skills

Communication skills

Mathematical skills

Education

Bachelor’s Degree in finance or accounting

Tools

Navigator

Job description

United Community is seeking a highly skilled Portfolio Manager in Birmingham, Alabama. The role involves managing larger commercial credits to ensure soundness, profitability, and growth. Candidates should have a Bachelor’s degree in finance or accounting and at least 5 years of experience in commercial lending. Key responsibilities include providing credit and sales support, analyzing complex financial statements, and assisting in the loan process. This full-time position is not remote and requires strong analytical and communication skills.