Commercial Credit Portfolio Analyst — Risk & Underwriting

Socket.dev; Birmingham (AL); On-site; USD 4,900 - 71,000; Full time

Benefits offered by this job

401K with Company Match

Medical, Dental and Vision Benefits

Paid Vacation/Sick Time

Parental Leave

Employee Assistance Program

Job summary

Regions in Birmingham, Alabama seeks a Credit Products Commercial Portfolio Analyst to provide analytical support to portfolio managers. You will gather information, perform in-depth research, and identify risk factors to improve underwriting decisions.

Responsibilities include preparing credit packages, analyzing guarantors, and reviewing loan documents post-closing, while maintaining complete credit files and adhering to policy.

Qualifications

• Bachelor’s degree in Finance, Accounting or related field.
• MBA preferred.
• Two years experience in commercial underwriting.

Responsibilities

• Prepares credit approval packages on new and renewed credit products including risk rating and risk drivers.
• Provides analysis of guarantors to support credit underwriting.
• Assists with review of loan documents pre-closing and closing due diligence.
• Maintains credit files with up-to-date information and covenant requirements.
• Monitors portfolio activity and ensures compliance with policy.

Skills

Analytical skills

Communication skills

Team collaboration

Detail oriented

Multitasking

Education

Bachelor's degree in Finance, Accounting or related field

Job description

Regions in Birmingham, Alabama seeks a Credit Products Commercial Portfolio Analyst to provide analytical support to portfolio managers. You will gather information, perform in-depth research, and identify risk factors to improve underwriting decisions.

Responsibilities include preparing credit packages, analyzing guarantors, and reviewing loan documents post-closing, while maintaining complete credit files and adhering to policy.