Credit Monitoring Analyst II — Covenant & Portfolio Analysis

Busey Bank; Creve Coeur (MO); Híbrido; USD 69.000 - 96.000; Jornada completa

Descripción de la vacante

Busey Bank is seeking a Credit Monitoring Analyst II to support commercial credit monitoring and portfolio management by reviewing borrower and guarantor financials, testing covenants, and post-closing loan review to ensure alignment between approval, documents, and tracking.

The role emphasizes accurate financial ratio calculations, covenant monitoring, and clear communication of performance trends to internal stakeholders, with opportunities for mentorship and cross-team collaboration.

Formación

• Requires bachelor's degree in Finance, Accounting or Business.
• Minimum 2 years of credit monitoring experience.
• Experience with credit loan documents.
• Experience with nCino and Jack Henry preferred.
• Proficient with Microsoft Office.

Responsabilidades

• Accurately calculate financial ratios and monitor Borrower's covenants for compliance as outlined in loan documents.
• Effectively communicate all internal communication of the borrower's performance and trend analysis to the appropriate parties.
• Completes post booking reviews on commercial loans to ensure accuracy of loan documents as outlined in the credit approval and ensure internal tracking of covenants are accurately built for internal tracking purposes.
• Analyze and assess financial statements and credit history of existing and potential clients.
• Provide additional support to Credit Administration as it relates to special projects as assigned.
• Comply with all credit administration policies and procedures.
• Prepare ad hoc reports as requested.
• Provide back-up assistance to other team members at peak volume times, including but not limited to reviewing and analyzing Borrowing Base Certificates and reviewing financial statements for accuracy and advancement of next due date.
• Mentorship of less experienced Credit Monitoring Analysts.
• Complete Moody's Credit Modules, as assigned.
• Maintain the highest level of confidentiality of all information.
• Provide extraordinary service while complying with all Bank policies and procedures.
• Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices.
• Reliable and predictable attendance; both onsite and remote.

Conocimientos

Communication skills

Credit analysis

Financial statements

Loan documentation

Problem solving

Workflow prioritization

Multi-tasking

Attention to detail

Educación

Bachelor's degree in Finance, Accounting or Business

Herramientas

nCino

Jack Henry

Microsoft Office

Descripción del empleo

Busey Bank is seeking a Credit Monitoring Analyst II to support commercial credit monitoring and portfolio management by reviewing borrower and guarantor financials, testing covenants, and post-closing loan review to ensure alignment between approval, documents, and tracking.

The role emphasizes accurate financial ratio calculations, covenant monitoring, and clear communication of performance trends to internal stakeholders, with opportunities for mentorship and cross-team collaboration.