Credit Manager- In-Office Midvale, UT

Zions Bank; Midvale (UT); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Medical Insurance (Start Day One)

Dental Insurance

Vision Insurance

Life and Disability Insurance

Paid Parental Leave

401(k) plan with company match

Profit Sharing

Job summary

Zions Bank in Midvale, UT is seeking a Credit Manager to lead lending activities, develop policies and guide teams in resolving complex credit challenges.

The ideal candidate will hold a Bachelor's degree in finance or business and have 4+ years in lending, credit or underwriting, with strong analytical and communication skills to drive department success and customer outcomes.

Qualifications

• Bachelor's degree in finance, business or related field with 4+ years of lending, credit or underwriting practices and techniques.
• Managerial experience preferred.
• Solid knowledge of lending policies, credit analysis, underwriting and structuring.
• Excellent organizational and communication skills, both verbal and written.

Responsibilities

• Manage the daily activities of the assigned business functional area and provide leadership.
• Set goals and objectives for the department and contribute to budgets and staffing.
• Develop and implement departmental policies, processes and procedures to ensure efficiency.
• Develop resolutions to complex lending problems requiring creativity within defined practices.
• Interact with management, personnel and clients across the organization, including negotiations.
• Motivate staff and influence other employees or managers using strong interpersonal skills.
• Other duties as assigned.

Skills

Lending

Credit analysis

Underwriting

People management

Education

Bachelor's degree in finance or business

Job description

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking a Credit Manager to join Zions Bank in Midvale, UT. The Credit Manager plays a key role in managing departmental lending activities, developing strategic policies, and leading teams to resolve complex credit challenges.

Responsibilities:

• Manage the daily activities of the assigned business functional area, providing leadership without requiring considerable direction.
• Determine goals and objectives for the department and provide input into budgets and staffing.
• Develop and implement departmental policies, processes, and procedures to ensure operational efficiency.
• Develop resolutions to complex lending problems that require the frequent use of creativity and judgment within broadly defined practices.
• Interact with management, personnel, and clients on matters requiring coordination across organizational lines, including customer negotiations.
• Motivate staff and influence other employees or managers using strong interpersonal skills.
• Other duties as assigned.

Qualifications:

• Requires a Bachelor's degree in finance, business or a related field and 4+ years of lending, credit or underwriting practices and techniques, banking or other directly related experience.
• A combination of education and experience may meet job requirements.
• Managerial experience preferred.
• Requires solid working knowledge of lending and credit theories and concepts and how they related to the banking or financial industry.
• Possess a strong working knowledge of overall lending policies and procedures, credit analysis, underwriting, and structuring.
• Exhibit advanced analytical and problem resolution skills, along with an exceptional degree of ingenuity, creativity, and resourcefulness in decision making.
• Must have excellent organizational and communication skills, both verbal and written, and require an in-depth knowledge of other related fields.

Location:

Five days a week in-office at our Zions Technology Center in Midvale, UT

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products