Credit Manager: AR & Collections Leader (Travel)

Ferguson Enterprises, Inc.; San Antonio (TX); On-site; USD 53,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Paid time off

Life insurance

Job summary

Ferguson Enterprises seeks a skilled Credit Manager to oversee credit, collections, and accounts receivable operations from its San Antonio base, with a multi-state territory in TX and nearby states. Regular travel is required and expenses are reimbursed.

You will balance risk with customer support to drive profitable growth and protect assets. Responsibilities include evaluating credit, monitoring aging, developing collection strategies, and ensuring compliance with UCC, FDCPA, ECOA, and

Qualifications

• Bachelor’s degree in Finance or related field preferred.
• Credit, Collections, or Accounts Receivable experience (construction industry preferred).
• Strong analytical and decision-making skills with sound business judgment.
• Excellent communication and relationship-building abilities.
• Ability to manage priorities and perform in a fast-paced environment.
• Leadership or team development experience preferred.
• Sales process understanding
• Credit evaluation and portfolio management
• Financial Statement Analysis
• Collections strategy and execution
• Customer and branch relationship management
• Secondary security concepts
• Uniform Commercial Code (UCC) fundamentals
• Enterprise and vendor systems proficiency

Responsibilities

• Evaluate and approve credit applications, limits, and account changes based on risk analysis.
• Monitor customer balances and aging; take action on delinquent accounts.
• Develop and execute effective collection strategies.
• Review and manage credit limits and lien rights to protect company interests.
• Resolve disputes in partnership with sales and customers.
• Manage bad debt exposure, including recovery efforts and legal escalation when necessary.
• Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley).
• Partner with sales teams through regular branch interaction and customer visits.
• Structure credit solutions (e.g., joint check agreements) for project-based accounts.
• Handle complex, high-risk, or exception accounts beyond standard authority.
• Lead, coach, and develop credit team members.

Skills

Analytical skills

Decision-making

Communication skills

Relationship-building

Leadership

Sales process understanding

Education

Bachelor’s degree in Finance or related field

Job description

Ferguson Enterprises seeks a skilled Credit Manager to oversee credit, collections, and accounts receivable operations from its San Antonio base, with a multi-state territory in TX and nearby states. Regular travel is required and expenses are reimbursed.

You will balance risk with customer support to drive profitable growth and protect assets. Responsibilities include evaluating credit, monitoring aging, developing collection strategies, and ensuring compliance with UCC, FDCPA, ECOA, and