Senior Credit Manager: AR & Collections Strategy

Talentify; Nashville (TN); On-site; USD 53,000 - 85,000; Full time

Job summary

Ferguson Enterprises, LLC. is seeking a skilled Credit Manager to oversee credit, collections, and accounts receivable operations. This role protects company assets while supporting sales growth and optimizing return on receivables.

Based in Nashville, TN, the position covers a multi-state territory including Kentucky and Alabama. You will evaluate credit strategies, monitor aging, develop collection plans, and manage a portfolio up to $25 million.

Qualifications

• Bachelor’s degree in Finance or related field preferred.
• Experience in credit, collections, or accounts receivable; construction industry preferred.
• Strong analytical and decision-making skills with sound business judgment.
• Excellent communication and relationship-building abilities.
• Ability to manage priorities in a fast-paced environment.
• Leadership or team development experience preferred.
• Knowledge of UCC fundamentals.
• Enterprise and vendor systems proficiency.

Responsibilities

• Evaluate and approve credit applications, limits, and account changes based on risk analysis.
• Monitor customer balances and aging; take action on delinquent accounts.
• Develop and execute effective collection strategies.
• Review and manage credit limits and lien rights to protect company interests.
• Resolve disputes in partnership with sales and customers.
• Manage bad debt exposure, including recovery efforts and legal escalation.
• Ensure compliance with applicable laws and regulations (UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley).
• Partner with sales teams through regular branch interaction and customer visits.
• Structure credit solutions for project-based accounts.
• Handle complex, high-risk, or exception accounts beyond standard authority.
• Lead, coach, and develop credit team members.

Skills

Credit analysis

Collections management

Financial analysis

Leadership

Stakeholder management

Communication

Education

Bachelor's degree in Finance

Tools

ERP systems

CRM software

Financial systems

Job description

Ferguson Enterprises, LLC. is seeking a skilled Credit Manager to oversee credit, collections, and accounts receivable operations. This role protects company assets while supporting sales growth and optimizing return on receivables.

Based in Nashville, TN, the position covers a multi-state territory including Kentucky and Alabama. You will evaluate credit strategies, monitor aging, develop collection plans, and manage a portfolio up to $25 million.