Credit Manager

careers-usa-titanmaterials; Norfolk (VA); On-site; USD 85,000 - 110,000; Full time

Job summary

Titan America is seeking a Credit Manager in Norfolk, VA to oversee the accounts receivable portfolio and report to the Director of Credit. The role involves credit investigations, approving applications, site visits, and collaboration with executives on credit policies.

Strong writing ability and proficiency in Excel, Word, and PowerPoint are essential for preparing reports and communicating with customers and management.

Qualifications

• Bachelor’s Degree in Business or related field with 3–5 years of related experience.
• Understanding of financial statements and commercial/personal credit reports.
• Credit experience in a commercial setting is required.
• Database experience; SAP helpful.
• Construction credit experience a plus.
• Excellent writing skills.
• Proficiency in Excel, Word & PowerPoint presentations.

Responsibilities

• Daily review of accounts receivable to ensure payments align with terms.
• Approve or decline new credit applications after credit investigation.
• Visit customers on-site to review finances and discuss credit needs.
• Meet with executives, sales and general managers to discuss accounts and credit policies.
• Prepare customer correspondence for inquiries and maintain customer data in the database.
• Prepare month-end account status reports for internal distribution.
• Oversee legal actions when accounts are turned over to collection attorneys.

Skills

Interpersonal skills

Writing skills

Financial statement understanding

Credit experience (commercial)

Education

Bachelor's degree in Business or related field

Tools

SAP

Excel

Word

PowerPoint

Job description

Overview

Titan America is seeking a Credit Manager, based in Norfolk, VA. This position reports directly to the Director of Credit. The primary function of this position is the management of the accounts receivables portfolio assigned.

Responsibilities

• Daily review of accounts receivables to ensure customers are paying according to terms.
• Approves or declines new credit applications based upon appropriate credit investigation.
• Visits customers on-site when needed to collect amounts due, review financial statements, and discuss their credit needs.
• Meet with Titan executives, sales and general managers to discuss customer accounts and credit policies.
• Preparing customer correspondence for various incoming and outgoing inquires.
• Enters and maintains accurate customer information in database according to company procedures.
• Preparation of month end account status reports for internal distribution.
• Oversight of legal efforts when accounts turned over to collection attorneys.

Qualifications

• Bachelor’s Degree (BA/BS) in Business, or related field and 3-5 years of job related experience.
• Understanding financial statements, commercial and personal credit reports
• Strong interpersonal skills
• Credit experience in a commercial setting is required
• Database experience, SAP helpful
• Construction credit experience a plus
• Excellent writing skills
• Proficiency in Excel, Word & Power Point Presentations