Credit Manager

Titan America; Norfolk (VA); On-site; USD 85,000 - 110,000; Full time

Job summary

Titan America is seeking a Credit Manager in Norfolk, VA to oversee the accounts receivable portfolio and maintain credit policies. This role reports to the Director of Credit and focuses on timely payments, risk assessment, and collaboration with sales and operations.

The ideal candidate holds a BA/BS in business, 3–5 years of credit experience, strong analytical and communication skills, and proficiency in Excel. SAP and database experience are a plus.

Qualifications

• Bachelor’s degree in Business or related field.
• 3–5 years of credit/AR experience.
• Understanding financial statements and credit reports.
• Excellent writing skills.
• Proficiency in Excel, Word & PowerPoint.
• Construction credit experience is a plus.

Responsibilities

• Daily review of accounts receivable to ensure payments comply with terms.
• Approve or decline new credit applications after appropriate credit checks.
• Visit customers on-site to collect amounts due and review financial statements.
• Meet with Titan executives, sales and general managers to discuss accounts and credit policies.
• Prepare customer correspondence and maintain accurate customer data in the system.
• Prepare month-end account status reports for internal distribution.
• Oversee legal actions when accounts are turned over to collection attorneys.

Skills

Credit analysis

Interpersonal skills

Financial statement analysis

Communication

Excel & PowerPoint

Education

Bachelor’s Degree in Business or related field

Tools

SAP

Database systems

Job description

Overview

Titan America is seeking a Credit Manager, based in Norfolk, VA. This position reports directly to the Director of Credit. The primary function of this position is the management of the accounts receivables portfolio assigned.

Responsibilities

• Daily review of accounts receivables to ensure customers are paying according to terms.
• Approves or declines new credit applications based upon appropriate credit investigation.
• Visits customers on-site when needed to collect amounts due, review financial statements, and discuss their credit needs.
• Meet with Titan executives, sales and general managers to discuss customer accounts and credit policies.
• Preparing customer correspondence for various incoming and outgoing inquires.
• Enters and maintains accurate customer information in database according to company procedures.
• Preparation of month end account status reports for internal distribution.
• Oversight of legal efforts when accounts turned over to collection attorneys.

Qualifications

• Bachelor’s Degree (BA/BS) in Business, or related field and 3-5 years of job related experience.
• Understanding financial statements, commercial and personal credit reports
• Strong interpersonal skills
• Credit experience in a commercial setting is required
• Database experience, SAP helpful
• Construction credit experience a plus
• Excellent writing skills
• Proficiency in Excel, Word & Power Point Presentations