Credit Manager

Titan Group; Norfolk, Northern (VA, KY); Hybrid; USD 65,000 - 95,000; Full time

Job summary

Titan America in Norfolk, VA is seeking a Credit Manager to lead the accounts receivable portfolio and report to the Director of Credit. The role focuses on timely collections, credit evaluations, and policy discussions with executives to optimize working capital.

Qualifications include a BA/BS in Business with 3–5 years of related experience, strong financial statement literacy, and proficiency in Excel. On-site collaboration with sales and management is essential for success.

Qualifications

• Bachelor’s Degree (BA/BS) in Business or related field with 3–5 years of experience.
• Understanding financial statements, commercial and personal credit reports.
• Strong interpersonal skills and excellent writing abilities.
• Credit experience in a commercial setting is required.
• Proficient in Excel, Word & PowerPoint presentations.

Responsibilities

• Review accounts receivable daily to ensure customers pay according to terms.
• Approve or decline new credit applications based on credit investigations.
• Visit customers on-site as needed to review financials and discuss credit needs.
• Meet with Titan executives, sales and GMs to discuss accounts and credit policies.
• Prepare customer correspondence and maintain accurate customer data in the database.
• Produce month-end account status reports for internal distribution.

Skills

Credit analysis

Accounts receivable

SAP

Excel

Education

Bachelor's degree

Tools

SAP

Job description

Overview

Titan America is seeking a Credit Manager, based in Norfolk, VA. This position reports directly to the Director of Credit. The primary function of this position is the management of the accounts receivables portfolio assigned.

Responsibilities

• Daily review of accounts receivables to ensure customers are paying according to terms.
• Approves or declines new credit applications based upon appropriate credit investigation.
• Visits customers on-site when needed to collect amounts due, review financial statements, and discuss their credit needs.
• Meet with Titan executives, sales and general managers to discuss customer accounts and credit policies.
• Preparing customer correspondence for various incoming and outgoing inquires.
• Enters and maintains accurate customer information in database according to company procedures.
• Preparation of month end account status reports for internal distribution.
• Oversight of legal efforts when accounts turned over to collection attorneys.

Qualifications

• Bachelor’s Degree (BA/BS) in Business, or related field and 3-5 years of job related experience.
• Understanding financial statements, commercial and personal credit reports
• Strong interpersonal skills
• Credit experience in a commercial setting is required
• Database experience, SAP helpful
• Construction credit experience a plus
• Excellent writing skills
• Proficiency in Excel, Word & Power Point Presentations