Credit Intern: Dive into Commercial Lending Analysis

Mercantile Bank; Michigan Center (MI); On-site; USD 21,000 - 30,000; Part time

Benefits offered by this job

Mentorship

Career development opportunities

Job summary

Mercantile Bank is offering a Credit Intern program across Grand Rapids, Troy, Mt. Pleasant, Lansing, and Kalamazoo, Michigan.

The internship runs a year with summer full-time hours and part-time balancing the academic year, focusing on commercial credit training and hands-on experience in evaluating businesses. Interns analyze financial statements, cash flow, collateral, and guarantor support while working with Credit Analysts and lenders to learn lending decisions and build professional

Qualifications

• Pursuing a bachelor’s degree in finance, accounting, or business economics.
• Minimum cumulative GPA of 3.2.

Responsibilities

• Participate in year-long commercial credit training and gain hands-on experience.
• Analyze client financial statements, cash flow, collateral, and guarantor support to evaluate creditworthiness.
• Work with Credit Analysts and lenders to support real-world lending decisions.
• Explore career opportunities within commercial banking and build a foundation for future roles in lending and bank leadership.

Skills

Analytical

Detail-oriented

Communication skills

Financial analysis

Education

Bachelor's degree in Finance, Accounting, or Business Economics

Tools

Excel

Job description

Mercantile Bank is offering a Credit Intern program across Grand Rapids, Troy, Mt. Pleasant, Lansing, and Kalamazoo, Michigan.

The internship runs a year with summer full-time hours and part-time balancing the academic year, focusing on commercial credit training and hands-on experience in evaluating businesses. Interns analyze financial statements, cash flow, collateral, and guarantor support while working with Credit Analysts and lenders to learn lending decisions and build professional