Credit Funding & Stipulation Specialist

Kawasaki

California, Northern (MO, KY)

Hybrid

USD 28,000 - 32,000

Full time

14 days+

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Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Pet Insurance

401(k) Match

Life Insurance

Disability Benefits

Generous PTO

Holidays

Employee Discounts

Onsite Fitness Center

Job summary

Kawasaki is seeking an entry-level Credit Underwriting Support professional in Foothill Ranch, CA. You will review stipulations, evaluate supporting documents, and communicate with underwriters to ensure underwriting decisions are properly documented and compliant.

You will partner with dealers to obtain missing or corrected documents, follow up on applications, and help move funding forward by resolving discrepancies and ensuring LOS and MS Office tools are used effectively.

Qualifications

High school diploma required; associate degree or equivalent coursework in Finance, Business, or a related field preferred.
0-1 years in credit, 2-3 years in funding in financial services or related environment preferred.
Interest in learning credit underwriting and developing into a future underwriting role.
Ability to review documentation carefully and determine whether stipulations have been satisfied.
Strong verbal and written communication skills, with professional interaction with dealers, underwriters, and internal teams.
Strong attention to detail, organization, and follow-through in a fast-paced environment.
Proficiency in Microsoft Office, including Word, Excel, and Outlook; familiarity with LOS preferred.
Ability to work on-site in Foothill Ranch, CA.

Responsibilities

Review and validate credit approval stipulations to ensure documentation supports underwriting decisions.
Evaluate stipulation documents from a credit underwriting viewpoint, including income, identity, residency, collateral, entity, and other required documentation.
Communicate clearly with underwriters to clarify approval conditions, resolve discrepancies, and confirm documentation requirements.
Partner with dealers to obtain missing, corrected, or supplemental documentation needed to satisfy approval stipulations and move applications toward funding.
Assist in timely follow-up on approved applications by monitoring outstanding stipulations and helping reduce delays in the credit and funding process.
Identify potential documentation concerns, inconsistencies, or risk indicators and elevate to the appropriate underwriter or Credit Manager when needed.
Support the funding process by ensuring required documents are complete, accurate, and aligned with credit approval terms before funding review.
Utilize LOS, Microsoft Office, and other internal tools to review applications, document actions, track stipulations, and maintain accurate records.
Provide excellent service to dealer partners by answering stipulation-related questions, explaining documentation requirements, and reinforcing company processes.
Work closely with Credit Analysts, Funding Analysts, Dealer Service Center team members, sales, customer service, and credit leadership to achieve department service levels.
Develop foundational credit underwriting knowledge by learning company credit guidelines, loan structures, risk indicators, documentation standards, and decisioning processes.
Participate in ongoing training and coaching designed to build underwriting readiness and support future progression into a Credit Analyst or Underwriter role.
Handle incoming and outgoing calls and written communications with professionalism, accuracy, and attention to detail.
Perform all other duties as assigned.