Credit Card Risk & Underwriting Lead

Salt Digital Recruitment; New York (NY); On-site; USD 100,000 - 130,000; Full time

Job summary

Salt Digital Recruitment is seeking a Credit Card Underwriting Manager in New York to own the credit risk framework for a new credit card program. This strategic role involves managing application quality, overseeing the Loan Origination Platform, and ensuring compliance with key regulations.

The ideal candidate will have proven experience in credit card underwriting, strong analytical skills, and a deep understanding of consumer credit regulations. Responsibilities include managing vendor relationships and driving the credit risk management lifecycle in alignment with the company's objectives.

Qualifications

• Proven experience in credit card underwriting and credit risk management.
• Strong analytical skills for monitoring automated model performance.
• Expertise in relevant consumer credit regulations.

Responsibilities

• Establish and drive the credit risk management lifecycle.
• Conduct manual reviews on applications and ensure compliance.
• Manage vendor relationships and technical integrations.

Skills

Credit card underwriting

Credit risk management

Analytical skills

KYC verification processes

Compliance with Reg B and FCRA

Job description

Salt Digital Recruitment is seeking a Credit Card Underwriting Manager in New York to own the credit risk framework for a new credit card program. This strategic role involves managing application quality, overseeing the Loan Origination Platform, and ensuring compliance with key regulations.

The ideal candidate will have proven experience in credit card underwriting, strong analytical skills, and a deep understanding of consumer credit regulations. Responsibilities include managing vendor relationships and driving the credit risk management lifecycle in alignment with the company's objectives.