Card Credit Risk & Analytics Lead

Harnham; United States; On-site; USD 180,000 - 280,000; Full time

Job summary

Harnham seeks a Head of Credit Risk to lead the strategy for card-related credit risk and analytics, guiding responsible lending decisions and strengthening risk governance across card portfolios. You will oversee teams responsible for risk assessment, monitoring, and reporting, and you will translate complex risk insights for stakeholders to drive portfolio performance.

This senior leadership role requires demonstrated experience in credit risk leadership, risk analytics, and effective

Qualifications

• Extensive experience leading credit risk programs at senior level,
• Track record of building analytics to inform credit decisions.
• Experience with card portfolios and governance processes.

Responsibilities

• Define and execute the credit risk strategy for card portfolios.
• Oversee risk analytics, monitoring, and reporting to guide decisions.
• Lead and develop teams, manage governance and stakeholder engagement.

Skills

Credit risk leadership

Risk analytics

Card portfolio risk

Stakeholder communication

Job description

Harnham seeks a Head of Credit Risk to lead the strategy for card-related credit risk and analytics, guiding responsible lending decisions and strengthening risk governance across card portfolios. You will oversee teams responsible for risk assessment, monitoring, and reporting, and you will translate complex risk insights for stakeholders to drive portfolio performance.

This senior leadership role requires demonstrated experience in credit risk leadership, risk analytics, and effective