Credit Authorization Advisor (Business)

Desjardins; United States; Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive salary

Annual bonus

4 weeks vacation

Defined benefit pension

Group insurance with telemedicine

Health & wellness expense reimburse.

Telework equipment reimbursement

Job summary

Desjardins is seeking a Credit Authorization Advisor to contribute to risk management operations, analyze high-complexity financing applications, and provide guidance and coaching for financing packages. You will authorize applications within delegation limits and help improve credit policies, drawing on deep knowledge of risk management and strong interpersonal skills.

The role offers a competitive salary, annual bonus, generous vacation, defined benefit pension, group insurance including

Qualifications

• Bachelor’s degree required; other combinations may be considered.
• At least six years of relevant experience.
• Knowledge of French is required.
• Action oriented, customer focus, interpersonal savvy, nimble learning, strategic mindset.

Responsibilities

• Communicate changes to financing standards and practices.
• Participate in integration of risk management deliverables.
• Collaborate in risk quality performance management.
• Adhere to policies, laws and standards governing distribution of financial products and services.

Skills

Action oriented

Customer focus

Interpersonal savvvy

Nimble learning

Strategic mindset

French language

Education

Bachelor’s degree in a related field

Job description

As credit authorization advisor, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You analyze financing applications from the non-retail client segment of high complexity, authorize them and formulate recommendations, in accordance with your delegation limits, while ensuring sound and prudent risk management. You act as a resource person and coach for financing packages and financial analysis for account managers and analysts - financing. You propose improvements for risk management and contribute to the implementation of and compliance with credit policies in effect. Your in-depth knowledge of the business area and interpersonal skills are essential. More specifically, you will be required to:

• Communicate any changes to financing standards and practices
• Participate in the integration of risk management deliverables
• Collaborate in risk quality performance management
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services

What we offer*

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

What you bring to the table

• Bachelor’s degree in a related field
• A minimum of six years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Knowledge of French is required Action oriented, Customer Focus, Differences, Interpersonal Savvy, Nimble learning, Strategic mindset

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We’re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there’s something we can do to help make the recruitment process or the job you’re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Risk management (FG)