Credit Analyst: Risk & Loan Analytics

Cache Valley Bank

Logan (UT)

On-site

USD 55,000 - 75,000

Full time

14 days+

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Job summary

Cache Valley Bank in Logan, Utah, is seeking a Credit Analyst to evaluate credit data and financial information for loan applicants and assess risk. You will prepare analyses, loan summaries, and collateral reviews, supporting loan committees and branch leadership.

A finance or accounting degree and strong analytical skills are required. Proficiency with spreadsheets and clear communication by email/phone are essential, and Sparak banking system experience is preferred.

Qualifications

Bachelor’s degree in finance or accounting
Excellent knowledge or corporate financial analyses and risk management practices
Understanding of pricing strategies
Strong technical and analytical skills
Communicate clearly, accurately and cordially through email and telephone
Ability to use all related hardware and software applications including spreadsheets
Must have problem solving skills
Sparak banking system experience preferred.
Detail oriented, accurate and efficient
Team player who also displays individual initiative
Maintain the highest ethical standards as defined by Cache Valley Bank’s vision and values

Responsibilities

Analyze credit data and financial information of persons or companies applying for credit to determine risk for the bank
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
Conduct evaluations and inspections on collateral for existing and potential loans
Prepare weekly past due and loan maturing reports
Assist Branch Manager/Senior Lender with recommendations on credit application approval/denial
Be familiar with Cache Valley Bank’s credit policy