Credit Analyst - Portfolio Risk & Credit Analysis

Bank-of-Utah; Orem (UT); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Great work-life balance

Competitive pay and benefits

401(k) plan with company match

12 paid holidays + PTO

Volunteer opportunities

Awards and recognition

Job summary

Bank of Utah in Orem, UT seeks a Credit Analyst to assess loan applications, ensure underwriting guideline compliance, and monitor loan portfolio risk.

The role analyzes borrower financial statements, researches economic trends, and prepares management reports; typical hours are Monday–Friday, 8–5, with a strong benefits package.

Join a privately owned community bank founded in 1952, recognized as Nasdaq Best Bank in Utah 2025.

Qualifications

• Good computer skills including Windows environment.
• Good analytical, oral and written communication skills with clear, concise presentation abilities.
• BS Degree in Accounting or Finance or 2 years equivalent work experience.
• Ability to work in a team setting.

Responsibilities

• Review loans for deterioration in credit quality and align with Bank policy and regulations; assess risk and recommend actions.
• Analyze borrower's financial position; spread and summarize financial statements for loan officers.
• Perform portfolio risk analysis and prepare management reports on trends affecting the loan portfolio.
• Prepare various management reports as assigned by department management.
• Other duties as assigned.

Skills

Computer skills

Analytical communication

Oral and written communication

Teamwork

Education

BS in Accounting or Finance

2 years equivalent experience

Job description

Bank of Utah in Orem, UT seeks a Credit Analyst to assess loan applications, ensure underwriting guideline compliance, and monitor loan portfolio risk.

The role analyzes borrower financial statements, researches economic trends, and prepares management reports; typical hours are Monday–Friday, 8–5, with a strong benefits package.

Join a privately owned community bank founded in 1952, recognized as Nasdaq Best Bank in Utah 2025.