Credit Analyst | Risk Insight for Community Impact

North Star Community Credit Union; Minot (ND); Presencial; USD 47 000 - 63 000; Tempo integral

Resumo da oferta

North Star Community Credit Union is seeking a Credit Analyst in Minot, ND to evaluate risk, analyze financial information, and provide recommendations across consumer, agricultural, and commercial portfolios.

You will partner with internal teams to ensure data-driven decisions that align with North Star’s standards, focusing on accuracy, regulatory compliance, and strong service to members.

Qualificações

• Bachelor’s degree in Finance, Accounting, or Business, or equivalent experience.
• 3+ years of credit analysis or financial services experience.
• Strong understanding of financial statements and cash flow analysis.
• Ability to interpret and communicate complex financial data clearly.
• High attention to detail and strong organizational skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Ability to work collaboratively and manage multiple priorities.

Responsabilidades

• Analyze financial statements, tax returns, and credit reports to assess risk.
• Prepare detailed credit presentations and recommendations for financing requests.
• Evaluate cash flow, debt service coverage, collateral, and overall financial strength.
• Monitor existing relationships and identify emerging risks.
• Partner with internal stakeholders to structure solutions that balance member needs with sound risk management.
• Ensure compliance with internal policies and regulatory requirements.
• Support portfolio reporting, trend analysis, and overall credit quality reviews.

Conhecimentos

Credit analysis

Financial statement analysis

Cash flow analysis

Excel

Communicate financial data

Attention to detail

Organizational skills

Team collaboration

Formação académica

Bachelor’s degree in Finance/Accounting/Business

Ferramentas

Microsoft Excel

Financial analysis tools

Descrição da oferta de emprego

North Star Community Credit Union is seeking a Credit Analyst in Minot, ND to evaluate risk, analyze financial information, and provide recommendations across consumer, agricultural, and commercial portfolios.

You will partner with internal teams to ensure data-driven decisions that align with North Star’s standards, focusing on accuracy, regulatory compliance, and strong service to members.