Credit Analyst – Risk & Financial Insight (On-Site)

First Service Bank; Maumelle (AR); On-site; USD 52,000 - 78,000; Full time

Benefits offered by this job

Medical insurance

Dental coverage

Vision coverage

Life insurance

Clothing stipend

Tuition reimbursement

Professional development

Job summary

First Service Bank is seeking a Credit Analyst in Maumelle, AR. The role focuses on in-depth financial analysis to assess creditworthiness, interpretation of financial statements, and collaboration with Loan Officers for lending decisions.

On-site, full-time position with opportunities for growth within a community-focused bank. The candidate should have a high school diploma or GED, with a college degree preferred, and strong analytical and communication skills to prepare reports for Loan

Qualifications

• High school diploma or GED required.
• College degree in a related field preferred.
• Willing to work on-site full-time Monday through Friday.
• Experience in banking or finance is a plus.
• Strong analytical and reporting abilities.
• Ability to interpret financial statements and ratios.

Responsibilities

• Perform in-depth financial analysis to assess creditworthiness.
• Calculate financial ratios, cash flows, and debt coverage.
• Prepare narrative reports for Loan Officers and committees.
• Collaborate with loan officers to gather necessary documentation.
• Update annual financial reviews and identify trends.
• Attend loan committee meetings and trainings as needed.
• Represent the bank in the community and promote banking products.

Skills

Analytical thinking

Attention to detail

Communication skills

Time management

Typing skills

Professional demeanor

Education

High School diploma or GED

College degree preferred

Job description

First Service Bank is seeking a Credit Analyst in Maumelle, AR. The role focuses on in-depth financial analysis to assess creditworthiness, interpretation of financial statements, and collaboration with Loan Officers for lending decisions.

On-site, full-time position with opportunities for growth within a community-focused bank. The candidate should have a high school diploma or GED, with a college degree preferred, and strong analytical and communication skills to prepare reports for Loan