Credit Analyst: Lending Risk & Financial Analysis

Arkansas Federal Credit Union; Little Rock (AR); On-site; USD 52,000 - 68,000; Full time

Job summary

Arkansas Federal Credit Union in Little Rock, AR, seeks a Credit Analyst to analyze financial data and estimate risk in extending credit to members and businesses. The role focuses on evaluating cash flow, collateral, and debt service abilities, with narrative findings and lender recommendations.

Responsibilities include preparing financial spreads, annual reviews, and supporting loan committee meetings while completing compliance training and related duties.

Qualifications

• 4 year college degree
• 0-2 years in a specialized field (however acquired) such as accounting, marketing, business administration, finance, etc.

Responsibilities

• Prepare financial statement spreads using financial statement analysis software.
• Utilize financial statement spreads to quantify member's personal, business, and global debt service abilities.
• Prepare narrative analysis of findings and recommendations for lenders.
• Perform annual reviews of business credits in accordance with the credit union's policy.
• May assist, coordinate and attend loan committee meetings.
• Completes required BSA/AML training and other compliance training as assigned.
• Perform any other related duties as required or assigned.

Education

4 year college degree

0-2 years in a specialized field (however acquired) such as accounting, marketing, business administration, finance, etc.

Job description

Arkansas Federal Credit Union in Little Rock, AR, seeks a Credit Analyst to analyze financial data and estimate risk in extending credit to members and businesses. The role focuses on evaluating cash flow, collateral, and debt service abilities, with narrative findings and lender recommendations.

Responsibilities include preparing financial spreads, annual reviews, and supporting loan committee meetings while completing compliance training and related duties.