Credit Analyst: Risk, Credit & Analytics

Beacon Hill Staffing Group; Raleigh (NC); On-site; USD 60,000 - 75,000; Full time

Job summary

Beacon Hill is seeking a Credit Analyst to join the accounting and finance team in the Raleigh area. This role involves evaluating customer creditworthiness, establishing and monitoring credit limits, and balancing sales growth with risk management.

The ideal candidate will review financial statements and reports, collaborate with sales and operations, and support reporting and AR activities. Requirements include 2+ years in credit analysis or related roles, a bachelor’s or associate degree in

Qualifications

• 2+ years of experience in credit analysis or related financial roles.
• Experience reviewing financial statements and credit reports.
• Proficiency with Microsoft Excel and ERP/accounting systems.
• Strong analytical, problem-solving and communication skills.
• Attention to detail and ability to manage multiple priorities.

Responsibilities

• Review credit applications, financial statements, credit reports, payment history, and other financial information.
• Evaluate customer creditworthiness and recommend limits and terms.
• Establish and maintain customer credit files and ensure documentation is accurate.
• Monitor existing accounts for changes in payment trends, exposure and risk.
• Perform periodic credit reviews and adjust limits as needed.
• Collaborate with sales, collections, customer service and accounting teams to resolve credit issues.
• Investigate credit concerns and identify potential risks before they impact the business.
• Review aging reports, balances and exposure to identify high-risk accounts.
• Communicate credit status and documentation with customers.
• Assist with reporting, reconciliations and other credit/AR activities.

Skills

Credit analysis

Financial review

Excel

ERP systems

Risk assessment

Communication

Education

Bachelor's or Associate in Accounting/Finance/Business

Tools

ERP software

Job description

Beacon Hill is seeking a Credit Analyst to join the accounting and finance team in the Raleigh area. This role involves evaluating customer creditworthiness, establishing and monitoring credit limits, and balancing sales growth with risk management.

The ideal candidate will review financial statements and reports, collaborate with sales and operations, and support reporting and AR activities. Requirements include 2+ years in credit analysis or related roles, a bachelor’s or associate degree in