Credit Analyst

beaconhill; Raleigh (NC); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Paid time off

Job summary

Beacon Hill is seeking a Credit Analyst to join its Raleigh area accounting and finance team. The role focuses on evaluating customer creditworthiness, establishing limits, and balancing sales growth with risk management.

This position offers an opportunity to work with cross-functional teams to support sound business decisions and drive credit strategy. The ideal candidate has 2+ years in credit analysis or related finance roles, with strong Excel skills and experience in ERP systems.

Qualifications

• Associate's or Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
• 2+ years of experience in credit analysis, credit and collections, accounts receivable, or a related financial role.
• Experience reviewing financial statements, credit reports, and customer payment history.
• Strong understanding of credit risk, accounts receivable, and basic accounting principles.
• Proficiency in Microsoft Excel and experience working within ERP or accounting systems.
• Strong analytical and problem-solving skills with the ability to identify financial risks and trends.
• Excellent verbal and written communication skills.
• Strong attention to detail and organizational skills.
• Ability to manage multiple priorities and make sound decisions in a fast-paced environment.
• Professional, proactive, and collaborative approach to working with customers and internal business partners.]

Responsibilities

• Reviewing and analyzing credit applications, financial statements, credit reports, payment history, and other financial information.
• Evaluating customer creditworthiness and making recommendations regarding credit limits and payment terms.
• Establishing and maintaining customer credit files and ensuring documentation is accurate and current.
• Monitoring existing customer accounts for changes in payment trends, exposure, and overall credit risk.
• Performing periodic credit reviews and recommending adjustments to credit limits when appropriate.
• Partnering with sales, collections, customer service, and accounting teams to resolve credit-related issues.
• Investigating credit concerns and identifying potential risks before they impact the business.
• Reviewing aging reports, account balances, and credit exposure to identify accounts requiring additional attention.
• Communicating professionally with customers regarding credit documentation, account status, and financial information.
• Assisting with reporting, account reconciliations, and other credit and accounts receivable activities as needed.

Skills

Credit analysis

Financial statement review

Excel proficiency

Analytical thinking

Communication skills

Attention to detail

Education

Associate or Bachelor's degree in Accounting/Finance

Tools

ERP systems

Job description

Job Description

Job Description

Credit Analyst

Ready to put your analytical skills and business judgment to work? We'd love to hear from you! Our client, a growing and well-established organization in the Raleigh area, is seeking a Credit Analyst to join their accounting and finance team. This is an excellent opportunity for a detail-oriented professional who enjoys analyzing financial information, assessing credit risk, and partnering with customers and internal teams to support sound business decisions.

As the Credit Analyst, you will play a key role in evaluating customer creditworthiness, establishing and monitoring credit limits, and helping the organization balance sales growth with effective risk management.

Responsibilities

As the Credit Analyst, you will be responsible for:

• Reviewing and analyzing credit applications, financial statements, credit reports, payment history, and other financial information
• Evaluating customer creditworthiness and making recommendations regarding credit limits and payment terms
• Establishing and maintaining customer credit files and ensuring documentation is accurate and current
• Monitoring existing customer accounts for changes in payment trends, exposure, and overall credit risk
• Performing periodic credit reviews and recommending adjustments to credit limits when appropriate
• Partnering with sales, collections, customer service, and accounting teams to resolve credit-related issues
• Investigating credit concerns and identifying potential risks before they impact the business
• Reviewing aging reports, account balances, and credit exposure to identify accounts requiring additional attention
• Communicating professionally with customers regarding credit documentation, account status, and financial information
• Assisting with reporting, account reconciliations, and other credit and accounts receivable activities as needed

Qualifications

To be considered for this position, candidates should have:

• Associate's or Bachelor's degree in Accounting, Finance, Business, or a related field preferred
• 2+ years of experience in credit analysis, credit and collections, accounts receivable, or a related financial role
• Experience reviewing financial statements, credit reports, and customer payment history
• Strong understanding of credit risk, accounts receivable, and basic accounting principles
• Proficiency in Microsoft Excel and experience working within ERP or accounting systems
• Strong analytical and problem-solving skills with the ability to identify financial risks and trends
• Excellent verbal and written communication skills
• Strong attention to detail and organizational skills
• Ability to manage multiple priorities and make sound decisions in a fast-paced environment
• Professional, proactive, and collaborative approach to working with customers and internal business partners

Why Apply?

This is an outstanding opportunity to join a company that values collaboration, sound decision-making, and continuous improvement. You'll have the opportunity to make a direct impact by helping the organization manage credit risk while supporting strong customer relationships and continued business growth.

If you're looking for a role that combines financial analysis, problem-solving, and relationship management , this could be the perfect fit.

Beacon Hill is an equal opportunity employer and individuals with disabilities and/or protected veterans are encouraged to apply.

California residents: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

If you would like to complete our voluntary self-identification form, please click here or copy and paste the following link into an open window in your browser: https://jobs.beaconhillstaffing.com/eeoc/

Completion of this form is voluntary and will not affect your opportunity for employment, or the terms or conditions of your employment. This form will be used for reporting purposes only and will be kept separate from all other records.

Company Profile:

Founded by industry leaders to set a new standard in search, career placement and flexible staffing, we deliver coordinated staffing solutions with unparalleled service, a commitment to project completion and success and a passion for innovation, creativity and continuous improvement.

Our niche brands offer a complete suite of staffing services to emerging growth companies and the Fortune 500 across market sectors, career specialties/disciplines and industries. Over time, office locations, specialty practice areas and service offerings will be added to address ever changing constituent needs.

Learn more about Beacon Hill and our specialty divisions, Beacon Hill Associates, Beacon Hill Financial, Beacon Hill HR, Beacon Hill Legal, Beacon Hill Life Sciences and Beacon Hill Technologies by visiting www.bhsg.com.

Benefits Information:

Beacon Hill offers a robust benefit package including, but not limited to, medical, dental, vision, and federal and state leave programs as required by applicable agency regulations to those that meet eligibility. Upon successfully being hired, details will be provided related to our benefit offerings.

We look forward to working with you.

Beacon Hill. Employing the Future