Credit Analyst: Loan Risk & Financial Analysis

First Nebraska Bancs, Inc.; Englewood (CO); On-site; USD 55,000 - 75,000; Full time

Job summary

Points West Community Bank in Colorado is seeking an intermediate lending analyst to support lending and operational activities in-office. The role focuses on loan financial analysis, administration, and monitoring for risk and proper documentation.

Key duties include analyzing credits, spreading and reviewing financial statements and tax returns, and calculating ratios and collateral aspects for loans. You will work closely with loan officers and report to the Branch Manager, with growth

Qualifications

• Experience as financial analyst or in accounting is required.
• Strong communication skills with customers and colleagues.
• Demonstrates attention to detail, organization, dependability, and multi-tasking.

Responsibilities

• Analyze credit and spread financial statements and tax returns.
• Perform loan financial analysis and loan administration duties.
• Calculate financial ratios and assess collateral for business and personal loans.
• Monitor loans for proper documentation, covenants, and risk mitigation; identify trends.
• Collaborate with loan officers, loan administration; report to Branch Manager.
• Grow expertise in underwriting, documentation, appraisals, compliance, internal reports.

Skills

Financial analysis

Communication skills

Attention to detail

Organizational skills

Problem-solving

Education

College degree

Job description

Points West Community Bank in Colorado is seeking an intermediate lending analyst to support lending and operational activities in-office. The role focuses on loan financial analysis, administration, and monitoring for risk and proper documentation.

Key duties include analyzing credits, spreading and reviewing financial statements and tax returns, and calculating ratios and collateral aspects for loans. You will work closely with loan officers and report to the Branch Manager, with growth