Credit Analyst I: Underwriting & Loan Analysis

Gbcijobs; Spokane (WA); Hybrid; USD 57,000 - 85,000; Full time

Job summary

Foothills Bank seeks a Loan Analyst to support loan officers by preparing credit documentation and analyzing borrower financials. You will conduct ratio and trend analyses, prepare reports, and assist in credit approvals, ensuring compliance with regulations.

The role requires 2 years in finance or an associate degree, strong MS Office skills, and highly developed communication abilities. On-site position with opportunities for professional growth.

Qualifications

• 2 years of accounting or financial analysis experience or related Associates Degree.
• High School diploma or GED; Bachelor's degree preferred in finance or accounting.
• Minimum 1 year banking experience preferred.

Responsibilities

• Prepare credit authorizations and loan information sheets for new and existing accounts.
• Analyze financial statements and tax returns for borrower assessment.
• Assist loan officers in management of loan portfolios and credit proposals.
• Ensure accurate processing of loan documents and collateral files.

Skills

Financial analysis

Communication skills

Customer service

Confidentiality

Organizational skills

MS Office proficiency

Education

High School diploma

Associates Degree

Bachelor’s degree (finance/accounting preferred)

Tools

Microsoft Office

Jack Henry systems

Job description

Foothills Bank seeks a Loan Analyst to support loan officers by preparing credit documentation and analyzing borrower financials. You will conduct ratio and trend analyses, prepare reports, and assist in credit approvals, ensuring compliance with regulations.

The role requires 2 years in finance or an associate degree, strong MS Office skills, and highly developed communication abilities. On-site position with opportunities for professional growth.