Credit Analyst

First Nebraska Bancs, Inc.; Englewood (CO); On-site; USD 55,000 - 75,000; Full time

Job summary

Points West Community Bank in Colorado is seeking an intermediate lending analyst to support lending and operational activities in-office. The role focuses on loan financial analysis, administration, and monitoring for risk and proper documentation.

Key duties include analyzing credits, spreading and reviewing financial statements and tax returns, and calculating ratios and collateral aspects for loans. You will work closely with loan officers and report to the Branch Manager, with growth

Qualifications

• Experience as financial analyst or in accounting is required.
• Strong communication skills with customers and colleagues.
• Demonstrates attention to detail, organization, dependability, and multi-tasking.

Responsibilities

• Analyze credit and spread financial statements and tax returns.
• Perform loan financial analysis and loan administration duties.
• Calculate financial ratios and assess collateral for business and personal loans.
• Monitor loans for proper documentation, covenants, and risk mitigation; identify trends.
• Collaborate with loan officers, loan administration; report to Branch Manager.
• Grow expertise in underwriting, documentation, appraisals, compliance, internal reports.

Skills

Financial analysis

Communication skills

Attention to detail

Organizational skills

Problem-solving

Education

College degree

Job description

Job Description

Job Description

Job Description

This in-office position will assist in lending and operational activities. The position will uphold a tradition of honesty and integrity provided to the customers and fellow employees. This is an intermediate level position that will primarily include loan financial analysis and loan administration duties. This position is responsible for analyzing credit, spreading financial statements/tax returns, calculating ratios and collateral aspects of business and personal loans. This position will also assist with monitoring loans to ensure proper documentation, covenants, mitigate risk and identify trends. This individual will work closely with loan officers, loan administration and report directly to the Branch Manager. Growth within this position will occur by developing and maintaining a working knowledge of all loan underwriting, documentation, appraisals, compliance, internal bank reports and other related policies.

. Additional duties include:

• Monitoring and reporting of SBA Loans
• Coordination of Internal Loan Audit Processes
• Monitoring Loan Exceptions, Borrowing Bases, and Interim Financial Reporting
• Assist with all other day-to-day operational activity as needed

Minimum Qualifications

Individual with financial analyst or accounting experience required, ability to communicate well with customers and employees, interpersonal and problem-solving skills. Demonstrates attention to detail, organizational skills, dependability, and can manage multiple tasks. Has the ability to listen, follow directions and identify the needs of customers and other team members. College degree or previous banking experience preferred.

Benefit Package

Points West Community Bank is an Equal Opportunity Employer. We offer highly competitive benefit packages.