Credit Analyst Intern - Summer 2027

POET; Sioux Falls (SD); On-site; USD 21,000 - 30,000; Part time

Benefits offered by this job

Wellness program

On-site fitness centers

Safety reimbursements

Job summary

POET Bioproducts in Sioux Falls, SD seeks a Credit Analyst Intern on-site to support credit decisions by validating customer information and maintaining accurate account data in collaboration with Merchandising and Transportation teams.

The role emphasizes analytical thinking, problem solving, and strong communication. You’ll work with the Commercial team to explore credit options within POET’s Credit Policy while gaining hands-on finance experience.

Qualifications

• Sophomore or junior level student pursuing a bachelor’s degree in finance, accounting, or business.
• Working knowledge of Microsoft Office, particularly Excel, with an interest in data analysis and the ability to learn new programs.

Responsibilities

• Review and analyze credit applications to make recommendations for credit lines.
• Analyze financial statements and third‑party reports (business credit reports, bank and trade references).
• Analyze commodity markets and profitability metrics for producers to identify customer risk.
• Identify credit risks using metrics like DSO and past due reporting.
• Provide multiple credit/payment options to the commercial team based on the facts of each transaction.
• Maintain professional relationships with internal and external customers.
• Collaborate with Merchandising and Transportation teams on credit/collection concerns.
• Additional duties as needed.

Skills

Customer service mindset

Excellent communication

Time management

Team collaboration

Education

Finance/Accounting/Business student

Tools

Microsoft Excel

Microsoft Office

Job description

About Poet

At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty-five years, our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and a leader in sustainable products in the world.

About Poet

At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty-five years, our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and a leader in sustainable products in the world.

CULTURE IS KING AT POET

We’re all on the same team. We always communicate. And we park our egos at the door. These aren’t just slogans on our walls. It’s the way we do things at POET. We provide an environment for team members to maintain a healthy work-life balance. It’s the best way to optimize health, wellness, and productivity in a sustainable way. We work hard. We play hard. We have frequent team events, volunteer efforts, and we know how to celebrate wins!

Job Summary & Responsibilities

Each day, our team at POET Bioproducts markets and transports 20,000 tons of our high-quality products to our thousands of customers who are located all over the globe. As the Credit Analyst Intern, you will help with the success of these sales by validating credit information for our customers while understanding agriculture markets and risks associated with the market. This role will also assist in maintaining accurate account information, finding solutions for customers’ inquiries, and supporting POET Merchandisers to provide creative and safe solutions for credit needs within the guidelines of POET’s Credit Policy.

This is an on-site role located in Sioux Falls, SD. Responsibilities include:

• Assist in review and analysis of credit applications to make recommendations for establishing appropriate lines of credit.
• Assist in analyzing financial statements and 3rd party report review (business credit reports, bank and trade references).
• Analyze commodity markets and profitability metrics for producers to identify customer risk.
• Utilize analytical skillset to identify credit risks (metrics like DSO, past due reporting, etc.).
• Provide multiple credit/payment options to the commercial team based on the facts and circumstances of each transaction.
• Ensure professional relationships are established and maintained with both internal and external customers.
• Work closely with Merchandising and Transportation team members to respond to credit and collection concerns with existing and potential customers.
• Since we’re all about teamwork and getting the job done, your skill may be put to a lot of other uses!

Qualifications & Skills

• Sophomore or Junior level student working towards a bachelor’s degree in finance, accounting, or business
• Working knowledge of Microsoft Office, particularly Excel, with an interest in data analysis and the ability to learn new programs.

A SUCCESSFUL CANDIDATE WILL HAVE

• A customer service mindset and a desire to find solutions
• Excellent communication skills and attention to detail
• Excellent organization and time management skills with a sense of urgency that drives results
• A high level of personal integrity
• Interpersonal skills – the ability to effectively interact with individuals at all levels within/outside the organization
• Demonstrated problem-solving and critical thinking skills
• The ability to embrace and promote change
• An innovative mindset and the ability to think objectively
• Self-awareness and creativity in the face of uncertainty
• The ability to work individually and in a team environment

WORK ENVIRONMENT

This position operates in an office environment, working at a personal computer where you may sit or stand. Most of our Sioux Falls office workspace consists of an open-concept design intended to promote open communication and collaboration.

GROWTH & DEVELOPMENT OPPORTUNITIES

At POET, we encourage internal development and growth by allowing team members to carve their own path to success. Leaders support team members with the necessary resources to develop their skills, achieve goals, and create the most value. We believe in developing our team members to their highest potential and recognizing contributions that add value to the organization. Each new team member’s position and compensation are carefully determined by considering their unique qualifications and skillset.

PERKS

• A multifaceted wellness program encompassing the whole person – mentally, physically, and spiritually
• On-site fitness centers or fitness reimbursements
• Safety and cold-weather gear reimbursements

POET is an Equal Opportunity Employer committed to maintaining a workplace free from discrimination and harassment. Employment decisions are based on qualifications, abilities, merit, and other legitimate business factors, without regard to any legally protected characteristic. This policy applies to all aspects of employment, including recruitment, hiring, compensation, benefits, working conditions, promotion, and termination.