Credit Analyst Intern

GreatAmerica Bank National Association; Cedar Rapids (IA); On-site; USD 16,000 - 25,000; Part time

Job summary

GreatAmerica Bank National Association invites applicants for a Credit Analyst Internship in Summer 2027. You will gain hands-on exposure to credit analysis, evaluating debt capacity, industry conditions and financial statements to decide on credit requests.

Interns typically handle 10–15 credit applications daily, work within a team, and learn equivalent responsibilities of a junior analyst. A 3.0+ GPA and strong Microsoft Office skills are required.

Qualifications

• Pursuing a bachelor’s degree in accounting, finance, economics, business or related field with a GPA of 3.0 or higher.
• Understanding of finance and financial statements is a plus.
• Excellent analytical ability and ability to make individual credit decisions.
• Proficiency in Microsoft Office Suite is required.

Responsibilities

• Analyze and make decisions on 10–15 credit applications daily.
• Evaluate debt capacity, industry conditions and financial statements.
• Collaborate with team members across sales, account support, documentation and credit.
• Gain hands-on exposure to credit analysis similar to full-time analysts.

Skills

Analytical skills

Interpersonal skills

Decision making

Self-motivated

Education

Bachelor’s degree in accounting, finance, economics, business or related field

Tools

Microsoft Office Suite

Job description

Credit Analyst Internship – Summer 2027

GreatAmerica is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth. We have also recently become a bank!

The GreatAmerica internship program is a tool designed to recruit the best and brightest accounting/finance students from college campuses in order to build GreatAmerica bench strength in the Credit Function. Our internship program allows students to gain first hand exposure to what a career in credit analysis is like. Also, our internships often turn into full-time employment opportunities for students!

Do you want to be challenged every day? As a credit intern you will gain the practical experience of analyzing businesses across a variety of industries by evaluating their credit, economic conditions, and financial situation. You will have the exiting challenge of making actual decisions on extending credit. Do you want to work in a fast paced environment? As a credit intern you will perform the same activities that a full time analyst does. This includes analyzing and making decisions on 10 – 15 credit applications each day. These applications can be for automotive repair, construction, healthcare, copier, data or communication equipment originated by our vendor partners across the U.S.

Our best interns are eager to learn, self-starters, excel at thinking on their feet while making prudent credit decisions.

Do you want to be part of a team? GreatAmerica is a team-based environment. Interns become part of a team that includes individuals from sales, account support, documentation, and credit functions working toward common goals. The team works together to better serve our customers each day and take our business to new heights.

Education, experience and skills required

For our Credit Analyst Internship we are seeking students pursuing a bachelor’s degree in accounting, finance, economics, business or a related field with a minimum GPA of 3.0 or higher. Understanding of finance and financial statements is a plus. You must possess excellent analytical ability, enjoy making individual decisions and have the ability to process information quickly. Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction. Proficiency in Microsoft Office Suite is required.

Competencies for all GreatAmerica team members:

• Honesty/Integrity, Customer Oriented, Accountability, Tenacious, Communication Skills (Oral & Written), Adaptability

Competencies for this position:

• Analytical skills, Communication Skills (Oral & Written), Honesty, Decision Making, Judgment, Problem Solving, Research Skills, Self-Confident, Working Under Pressure

GreatAmerica is the largest independent, family-owned national commercial equipment finance companies in the U.S. and is dedicated to helping manufactures, vendors, and dealers be more successful and keep their customers for a lifetime. With a focus on the small ticket vendor and OEM finance channel we have partnered with some of the largest and industry leading companies in the Office Equipment, Communications, IT, Automotive, Construction, Healthcare, and Franchise market sectors. In addition to financing, GreatAmerica offers innovative non-financial services to help our customers grow. We have also recently become a bank! At GreatAmerica we enjoy the benefits of being independent and family-owned, fostering quick decision making, customer response and innovation. Established in 1992 our team has grown to over 750 employees and a portfolio of over $3+ Billion. Our exemplary customer service, principle-centered business philosophy and team-based operating approach are key to our success and growth. With a strong balance sheet and consistent financial performance through all economic cycles, GreatAmerica has experienced amazing results and unparalleled growth.

When you are part of the GreatAmerica team, you will grow professionally and work with some of the most talented finance professionals in the industry. There is no doubt in our minds we are building the greatest company of its kind, offering the finest products and services available anywhere. When you are part of the GreatAmerica team, you are part of the future, part of an opportunity to grow professionally and to reach your potential while enjoying your work.