Credit Analyst II - Corporate & Traded Loans

Internationalinsuranceprofessionals; San Francisco (CA); Hybrid; USD 90,000 - 115,000; Full time

Benefits offered by this job

Annual discretionary plan

Industry-leading benefits

Job summary

Bank of America is seeking a credit risk professional in San Francisco to analyze client creditworthiness, evaluate credit exposure, and draft credit approval memos for renewals and new lending opportunities.

You will review financials, industry data, covenants and collateral appraisals to ensure adherence to risk appetite, while supporting internal stakeholders to execute transactions and facilities.

Qualifications

• 3 years commercial and/or corporate banking credit including financial analysis experience.
• Experience in underwriting, credit risk analysis, negotiation, and closing of transactions.
• Proficient Excel, Word and PowerPoint skills.

Responsibilities

• Analyze client's financial performance against past results, projections, and industry standards.
• Review financial statements, assess covenant compliance, renew risk ratings and propose changes.
• Assist in underwriting, credit risk analysis, negotiation, and closing of transactions per policies.
• Evaluate risk-adjusted profitability to allocate capital effectively.
• Build projection models based on historical performance and industry forecasts.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting

Credit and Risk Assessment

Underwriting

Written Communications

Attention to Detail

Collaboratio**n

Portfolio Analysis

Education

Bachelor's degree in finance, accounting or related field

Formal credit training or related certifications

Tools

Excel

Word

PowerPoint

Job description

Bank of America is seeking a credit risk professional in San Francisco to analyze client creditworthiness, evaluate credit exposure, and draft credit approval memos for renewals and new lending opportunities.

You will review financials, industry data, covenants and collateral appraisals to ensure adherence to risk appetite, while supporting internal stakeholders to execute transactions and facilities.