Credit Analyst II - Risk & Underwriting Specialist

Bank of America; Dallas (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

Bank of America is seeking a Credit Analyst II to support the credit underwriting and monitoring process for new and existing clients. You will analyze client financials, projections, industry data, and collateral to ensure risk is managed within policy.

You will independently assess credit worthiness, complete analysis in multiple systems, and contribute to loan documentation. This role emphasizes accuracy, teamwork, and clear communication.

Qualifications

• 1+ year of experience in credit analysis, underwriting support, or financial analysis.
• Basic understanding of financial statements, cash flow, and credit risk concepts.
• Proficiency in Microsoft Excel and ability to work with financial data and reports.
• Strong attention to detail and analytical skills.
• Effective written communication and ability to work in a team.

Responsibilities

• Analyze client financial information and collateral to determine credit worthiness.
• Monitor and analyze credit risk and compliance with policies.
• Participate in loan structuring and documentation discussions.
• Prepare and contribute to written financial analyses for approvals and monitoring.

Skills

Credit analysis

Underwriting support

Financial analysis

Excel proficiency

Attention to detail

Written communication

Team collaboration

Regulatory compliance

Education

Bachelor’s degree in finance or related

Job description

Bank of America is seeking a Credit Analyst II to support the credit underwriting and monitoring process for new and existing clients. You will analyze client financials, projections, industry data, and collateral to ensure risk is managed within policy.

You will independently assess credit worthiness, complete analysis in multiple systems, and contribute to loan documentation. This role emphasizes accuracy, teamwork, and clear communication.