Senior Credit Underwriter - Corporate Lending & Risk

Bank of America Corporation; Boston (MA); On-site; USD 95,000 - 150,000; Full time

Job summary

Bank of America is seeking a Senior/Underwriter II to perform risk assessment, credit analysis, and loan structuring for large corporate clients in the Global Corporate Bank. The role involves independent financial review, policy adherence, and collaboration with relationship teams.

Ideal candidates have 5+ years in Leasing, Equipment Finance, or Commercial Credit, with strong MS Office, writing, and presentation skills.

Qualifications

• Minimum 5+ yrs Leasing, Equipment Finance or Commercial Credit Experience.
• Proficient credit and risk analysis skills.
• Proficient presentation, structuring and financial statement analysis skills.
• Proficient Microsoft Office skills.
• Proficient business writing skills.

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on credit facilities.
• Partners with Credit Officers, Relationship Management, and Risk to assess and deliver credit solutions.
• Monitors operating performance and financial condition, identifying issues and opportunities.
• Delivers financial modeling, loan structure, industry, economic, and other analysis for loan decisions.
• Ensures adherence to credit policies, guidelines, procedures and regulatory requirements.
• Evaluates new credit opportunities, identifying risks and mitigating factors.
• Consults with client-facing teammates to deliver optimal client solutions.
• Underwrites new transactions, analyzes risk, negotiates and closes deals.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

BA/BS Degree in Finance or related major

MBA/CFA preferred

Tools

Microsoft Office

Job description

Bank of America is seeking a Senior/Underwriter II to perform risk assessment, credit analysis, and loan structuring for large corporate clients in the Global Corporate Bank. The role involves independent financial review, policy adherence, and collaboration with relationship teams.

Ideal candidates have 5+ years in Leasing, Equipment Finance, or Commercial Credit, with strong MS Office, writing, and presentation skills.