Credit Analyst I: Banking Analysis & Reporting

The Bank of Glen Burnie; Glen Burnie (MD); On-site; USD 65,000 - 80,000; Full time

Job summary

The Bank of Glen Burnie is seeking a detail-oriented Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. You will assist in lending decisions, monitor loan portfolios, and provide insights to senior leadership.

With a minimum of 3 years in banking and a bachelor’s degree in accounting, you will work on on-site credit reviews, reporting, and data-driven decision support. This role is non-remote and reports to the credit function.

Qualifications

• 3+ years in banking or loan department with financial analysis or credit review.
• Strong financial and analytical abilities.
• Intermediate accounting knowledge.
• Excellent written and verbal communication skills.
• Knowledge of banking regulations and compliance requirements.
• Advanced proficiency in Excel and financial analysis tools.
• Experience using core banking systems (Fiserv preferred, or similar)
• Strong organizational skills and sound judgment.
• Ability to work independently with minimal supervision.

Responsibilities

• Analyze borrower financial statements, tax returns, and financial data.
• Prepare monthly reports for Senior Management and the Board of Directors.
• Conduct credit reviews and assist in underwriting new loan requests.
• Maintain credit tracking databases and loan portfolio reporting.
• Evaluate loan quality and identify credit risks or inconsistencies; prepare quarterly financial and compliance reports.
• Collaborate with Loan Officers and Credit Administration staff.
• Maintain organized credit records and reporting systems.

Skills

Financial analysis

Credit review

Excel proficiency

Banking regulations

Reporting skills

Core banking systems

Communication skills

Organizational skills

Independent work

Education

Bachelor's degree in accounting, or related field

Tools

Core banking systems (Fiserv)

Job description

The Bank of Glen Burnie is seeking a detail-oriented Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. You will assist in lending decisions, monitor loan portfolios, and provide insights to senior leadership.

With a minimum of 3 years in banking and a bachelor’s degree in accounting, you will work on on-site credit reviews, reporting, and data-driven decision support. This role is non-remote and reports to the credit function.