CREDIT ANALYST I

The Bank of Glen Burnie; Glen Burnie (MD); On-site; USD 65,000 - 80,000; Full time

Job summary

The Bank of Glen Burnie is seeking a detail-oriented Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. You will assist in lending decisions, monitor loan portfolios, and provide insights to senior leadership.

With a minimum of 3 years in banking and a bachelor’s degree in accounting, you will work on on-site credit reviews, reporting, and data-driven decision support. This role is non-remote and reports to the credit function.

Qualifications

• 3+ years in banking or loan department with financial analysis or credit review.
• Strong financial and analytical abilities.
• Intermediate accounting knowledge.
• Excellent written and verbal communication skills.
• Knowledge of banking regulations and compliance requirements.
• Advanced proficiency in Excel and financial analysis tools.
• Experience using core banking systems (Fiserv preferred, or similar)
• Strong organizational skills and sound judgment.
• Ability to work independently with minimal supervision.

Responsibilities

• Analyze borrower financial statements, tax returns, and financial data.
• Prepare monthly reports for Senior Management and the Board of Directors.
• Conduct credit reviews and assist in underwriting new loan requests.
• Maintain credit tracking databases and loan portfolio reporting.
• Evaluate loan quality and identify credit risks or inconsistencies; prepare quarterly financial and compliance reports.
• Collaborate with Loan Officers and Credit Administration staff.
• Maintain organized credit records and reporting systems.

Skills

Financial analysis

Credit review

Excel proficiency

Banking regulations

Reporting skills

Core banking systems

Communication skills

Organizational skills

Independent work

Education

Bachelor's degree in accounting, or related field

Tools

Core banking systems (Fiserv)

Job description

OPEN TO ALL INTERESTED & QUALIFIED CANDIDATES

POSITION OPEN: Credit Analyst

DATE REOPENED: September 21, 2026

EMPLOYMENT TYPE: Starting Salary Range $65,000 to $80,000 (commensurate with experience)

FILING DEADLINE: Open Until Filled

LOCATION: Glen Burnie, MD

ABOUT THIS COMPANY

The Bank of Glen Burnie is dedicated to generating sustained profits through the quality delivery of financial services that build long-term customer relationships and benefit the communities we serve, while providing for the well-being of our employees.

POSITION OVERVIEW

We are seeking a detail-oriented and analytical Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. This role plays a key part in supporting lending decisions, monitoring loan portfolios, and delivering critical insights to senior leadership.

KEY RESPONSIBILITIES

• Analyze borrower financial statements, tax returns, and financial data
• Prepare monthly reports for Senior Management and the Board of Directors
• Conduct credit reviews and assist in underwriting new loan requests
• Maintain credit tracking databases and loan portfolio reporting
• Evaluate loan quality and identify credit risks or inconsistenciesPrepare quarterly financial and compliance reports
• Collaborate with Loan Officers and Credit Administration staff
• Maintain organized credit records and reporting systems

MINIMUM REQUIRED QUALIFICATIONS

EDUCATION: Bachelor’s degree in accounting, or related field.

REQUIRED EXPERIENCE/SKILLS

• 3+ years proven experience in banking or loan department -and- that experience must have included financial analysis, credit review, or related experience in the banking field
• Strong financial and analytical abilities
• Intermediate accounting knowledge
• Excellent written and verbal communication skills
• Knowledge of banking regulations and compliance requirements
• Advanced proficiency in Excel and other financial analysis tools
• Experience using core banking systems (such as Fiserv preferred, or similar banking systems- required)
• Experience in research, interpretation of complex financial data, and reporting skills
• Strong organizational skills and sound judgment
• Ability to work independently with minimal supervision

SPECIAL REQUIREMENTS

At-will employment is contingent upon the successful completion of a background investigation, which may include verification of employment, license documentation, criminal, and credit history, conducted in accordance with the Fair Credit Reporting Act (FCRA) and the Maryland Job Applicant Fairness Act.

This is an on-site, non-remote position.