CREDIT ANALYST I

The-Bank-of-Glen-Burni; Glen Burnie (MD); On-site; USD 65,000 - 80,000; Full time

Job summary

The Bank of Glen Burnie in Glen Burnie, MD is seeking a detail-oriented Credit Analyst I to support credit decisions through financial analysis, reporting, and risk assessment. This on-site role requires a bachelor’s degree in accounting and 3+ years in banking with credit experience.

You will prepare reports for senior management, assist in underwriting loan requests, and monitor the loan portfolio to ensure credit quality.

Qualifications

• Education: Bachelor’s degree in accounting, or related field.
• 3+ years proven experience in banking or loan department with financial analysis, credit review, or related banking experience.
• Strong financial and analytical abilities.
• Excellent written and verbal communication skills.
• Knowledge of banking regulations and compliance requirements.
• Advanced proficiency in Excel and other financial analysis tools.
• Experience using core banking systems (such as Fiserv preferred, or similar banking systems- required).
• Experience in research, interpretation of complex financial data, and reporting skills.
• Strong organizational skills and sound judgment.
• Ability to work independently with minimal supervision.

Responsibilities

• Analyze borrower financial statements, tax returns, and financial data.
• Prepare monthly reports for Senior Management and the Board of Directors.
• Conduct credit reviews and assist in underwriting new loan requests.
• Maintain credit tracking databases and loan portfolio reporting.
• Evaluate loan quality and identify credit risks or inconsistencies.
• Prepare quarterly financial and compliance reports.
• Collaborate with Loan Officers and Credit Administration staff.
• Maintain organized credit records and reporting systems.

Skills

Financial analysis

Credit reviews

Excel

Communication

Regulatory knowledge

Core banking systems

Reporting

Independent work

Education

Bachelor's degree in accounting

Tools

Core banking systems

Job description

CREDIT ANALYST I

The Bank of Glen Burnie Glen Burnie, Maryland, United States

About this position

Description:

THE BANK OF GLEN BURNIE

OPEN TO ALL INTERESTED & QUALIFIED CANDIDATES

POSITION OPEN: Credit Analyst

DATE REOPENED: September 21, 2026

FILING DEADLINE: Open Until Filled

LOCATION: Glen Burnie, MD

EMPLOYMENT TYPE: Starting Salary Range $65,000 to $80,000 (commensurate with experience)

ABOUT THIS COMPANY:

The Bank of Glen Burnie is dedicated to generating sustained profits through the quality delivery of financial services that build long-term customer relationships and benefit the communities we serve, while providing for the well-being of our employees.

POSITION OVERVIEW:

We are seeking a detail-oriented and analytical Credit Analyst to support the credit function through financial analysis, reporting, and credit quality evaluation. This role plays a key part in supporting lending decisions, monitoring loan portfolios, and delivering critical insights to senior leadership.

Key Responsibilities

Analyze borrower financial statements, tax returns, and financial data

Prepare monthly reports for Senior Management and the Board of Directors

Conduct credit reviews and assist in underwriting new loan requests

Maintain credit tracking databases and loan portfolio reporting

Evaluate loan quality and identify credit risks or inconsistencies

Prepare quarterly financial and compliance reports

Collaborate with Loan Officers and Credit Administration staff

Maintain organized credit records and reporting systems

Minimum Required Qualifications

EDUCATION: Bachelor’s degree in accounting, or related field.

Required Experience / Skills

• 3+ years proven experience in banking or loan department -and- that experience must have included financial analysis, credit review, or related experience in the banking field
• Strong financial and analytical abilities
• Intermediate accounting knowledge
• Excellent written and verbal communication skills
• Knowledge of banking regulations and compliance requirements
• Advanced proficiency in Excel and other financial analysis tools
• Experience using core banking systems (such as Fiserv preferred, or similar banking systems- required)
• Experience in research, interpretation of complex financial data, and reporting skills
• Strong organizational skills and sound judgment
• Ability to work independently with minimal supervision

Special Requirements

At-will employment is contingent upon the successful completion of a background investigation, which may include verification of employment, license documentation, criminal, and credit history, conducted in accordance with the Fair Credit Reporting Act (FCRA) and the Maryland Job Applicant Fairness Act.

This is an on-site, non-remote position.