Credit Analyst I

North American Savings Bank; Kansas City (MO); Hybrid; USD 42,000 - 60,000; Full time

Benefits offered by this job

Health insurance

401(k) with employer match

Paid time off (PTO)

Training and development

Job summary

North American Savings Bank (NASB) in Kansas City, MO is seeking an entry-level Credit Analyst I to join the Commercial Real Estate Credit Administration team. The role focuses on administrative tasks, spreading financials, reviewing third‑party reports, and underwriting support for simpler loan products.

The position offers hybrid work with flexibility to work remotely 1–2 days per week and opportunities for professional growth within NASB.

Qualifications

• Bachelor’s degree preferred in business, finance, or related field.
• 1–3 years CRE underwriting or related experience preferred.
• Strong attention to detail and communication skills.

Responsibilities

• Prepare and order appraisals for loan products and monitor completion.
• Upload and manage financial statement ticklers.
• Review borrower financials and perform analysis in Sageworks.
• Analyze appraisals and real estate performance.
• Assist in market, borrower, and portfolio analysis as needed.
• Support underwriting for IRA products and simpler CRE transactions.

Skills

Attention to detail

Communication

Teamwork

Education

Bachelor’s degree or equivalent

Tools

Sageworks

Job description

NASB has job openings across all departments. Start your career with a local Kansas City bank and national banking lender today!

Available Jobs

Position:Credit Analyst I

Location: Kansas City, MO

Job Id:1558

# of Openings:1

Our mission is to create exceptional experiences for our customers that help them achieve their dreams, and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life.

Are you looking for a fulfilling career with a dynamic company culture, growth opportunities, and the chance to make a real impact? At North American Savings Bank (NASB), we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams, whether it's buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work, provides the right tools for success, and values a healthy, happy team. With over 92 years of success and continued growth, NASB is seeking new team members eager to grow with us!

We are currently looking for a Jr.Credit Analyst or Credit Analyst Ito join our Commercial Real Estate Credit Administration team. (Level of Jr. or I will depend on candidate's education and experience.)

Job Summary

The Credit Analyst supports the Credit Administration team by assisting with administrative tasks, spreading financials, reviewing third‑party reports, and helping underwrite the bank’s simpler loan products. This is an entry‑level, developmental role designed to build core credit skills with strong guidance and support from senior analysts and management.

What you can expect to work on

• Administration/Reporting
  • Prepare and order appraisals for all the loan products and monitor completion.
  • Responsible for uploading and managing financial statement ticklers.
• Review borrower financials, spread and complete analysis within Sageworks.
• Review appraisals and analyze real estate performance.
• Assist in completing market, borrower, and portfolio analysis as needed.
• Underwriting/Loan Reviews
  • Responsible for underwriting the IRA product and less complex residential construction loans and less complex CRE transactions that areunder $2mm in loan size and less than $10mm LTOB with senior analyst and management support.
  • Assists as needed with the analysis of more complex CRE and residential LL&D transactions
  • Assists senior analysts with completing annual reviews and other relationship level analysis.
• Customer Service
  • Address inquiries or issues within a timely manner.

What you offer us

• Bachelor’s degree or other formal education preferred (with a focus on business, finance, risk management, or other similar area)
• One to three years' experience in commercial real estate underwriting, commercial loan underwriting, construction administration or other relatedexperience is preferred.
• Some knowledge of commercial real estate lending, regulations and compliance is preferred.
• Strong attention to detail, organization, and communication
• Ability to learn quickly, adapt to changing priorities, and provide excellent internal customer service
• Credit and background checks will be required.

What we offer you

• NASB offers competitive compensation and excellent benefits packages, including:
  • Comprehensive health insurance (medical, dental, and vision coverage)
  • 401(k) retirement plan with a 50% employer match on the first 6% of your contribution
  • Generous paid time off (PTO) including 11 holidays, your birthday and volunteer time
  • Internal training and development programs to help reach your career goals.

This position will be based out of our (903 E. 104 th Street, Suite 400, Kansas City, MO 64131) office, with flexibility for remote work one to two days per week.

Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. The employer has the right to revise this job description at any time. North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.

If you require reasonable accommodation for any part of the application or hiring process due todisability, you may submit your request through following methods:

Email: [e-mail] Mail: North American Savings Bank
Attn: HR
903 E. 104th Street, Suite 400
Kansas City, MO 64131
North American Savings Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status, or any other characteristic protected by law.

• FMLA Notice (link to pdf) – Employee Rights and Responsibilities
• E-Verify (link to pdf)
• Right to Work ( en español ) (link to pdf)
• EEOC Poster ( en español )(link to pdf)
• EPPA Notice (link to pdf)
• Policy Statement on Behalf of Protected Veterans and Individuals with a Disability (link to pdf)

*Note: Benefits may change at any time. Certain benefits may have specific eligibility requirements.

North American Savings Bank is an Equal Opportunity/Veterans/Disabilities Employer and is proud to have a drug-free environment. All employment offers are contingent upon applicant successfully completing background screenings.

1 Terms: $250 paid out after 30 days of employment. Second payout of $250 after 90 days of employment. Complete details provided upon job offer.