Credit Analyst: Data-Driven Risk & Growth Partner

Jimmy Jazz; San Antonio (TX); On-site; USD 55,000 - 63,000; Full time

Benefits offered by this job

401k retirement benefits

Tuition reimbursement

Paid time off

Weekly payroll

Job summary

Phoenix Management Solutions is hiring a Credit Analyst to join our team in San Antonio. The role focuses on managing customer credit reviews, monitoring utilization, and supporting proactive exposure management to balance growth with risk.

You will collaborate with Accounting, Sales, and Operations to onboard customers, monitor ongoing credit, and ensure cash application accuracy. This is an on-site position at our San Antonio corporate office.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business, or related field required.
• 3-5 years of experience in Credit, Accounts Receivable, Cash Application, or Accounting.
• Transportation, logistics, or freight brokerage experience preferred.
• Experience with ERP/TMS systems such as NetSuite, Salesforce/Revenova, or similar platforms preferred.
• Strong understanding of credit analysis and accounts receivable processes.
• Proficient in Microsoft Excel and reporting tools.
• Strong analytical and problem-solving skills.
• High attention to detail and accuracy.
• Professional communication and customer service skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Strong organizational and follow-up abilities.
• Ability to exercise sound judgment regarding credit risk decisions.
• Team-oriented mindset with the ability to collaborate cross-functionally.

Responsibilities

• Manage customer credit reviews and monitoring of utilization.
• Support proactive exposure management and cross-functional collaboration with Accounting, Sales, and Operations.
• Coordinate with Account Managers on payment actions prior to additional credit extension.
• Maintain customer credit files and supporting documentation.
• Escalate high-risk accounts or significant exposure changes to management.
• Document all credit recommendations, approvals, and leadership decisions.

Skills

Analytical skills

Communication

Multitasking

Detail orientation

Team collaboration

Education

Bachelor’s degree in Accounting, Finance, Business, or related field

Tools

NetSuite

Salesforce/Revenova

Microsoft Excel

Job description

Phoenix Management Solutions is hiring a Credit Analyst to join our team in San Antonio. The role focuses on managing customer credit reviews, monitoring utilization, and supporting proactive exposure management to balance growth with risk.

You will collaborate with Accounting, Sales, and Operations to onboard customers, monitor ongoing credit, and ensure cash application accuracy. This is an on-site position at our San Antonio corporate office.